DAY-MET
Federal • Dayton, Ohio • Est. 1957
Quick Facts
- Charter Number
- #97105
- Type
- Federal
- Established
- 1957
- Headquarters
- Dayton, Ohio 45413
- Address
- P.O. Box 13087
- Branches
- 3
- ATMs
- 2
- Members
- 7,946
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,946 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DAY-MET |
|---|---|
| Total Assets | $136.7M |
| Members | 7,946 |
| Loans Outstanding | $110.1M |
| Shares & Deposits | $120.3M |
| Net Worth | $11.9M |
| Net Worth Ratio | 8.68% |
| Loan-to-Share Ratio | 91.5% |
| Delinquency Rate | 0.66% |
| Net Income | +$2,833,634 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Dayton Office
Main Office4988 Wagner Ford Rd
Dayton, OH 45414-4420
Moraine Office
3199 S Dixie Dr
Moraine, OH 45439-2207
Middletown Office
6051 Market Ave Ste C
Middletown, OH 45005-5239
Who Can Join DAY-MET?
Membership Type: Community
Membership eligibility for DAY-MET may vary. Contact the credit union directly to confirm qualification requirements.
Contact DAY-MET directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. DAY-MET is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DAY-MET has 7,946 members and a potential membership field of 150,000 people.
DAY-MET's net worth ratio is 8.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.7%, DAY-MET meets this threshold.
DAY-MET operates 3 branch locations and has access to 2 ATMs. The main office is located at 4988 Wagner Ford Rd, Dayton, OH 45414-4420.
DAY-MET was established in 1957. It is a federal credit union chartered under charter number 97105. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DAY-MET. All financial data is for informational purposes only.