DE SOTO MO PAC
State-Chartered • De Soto, Missouri • Est. 1939
Quick Facts
- Charter Number
- #63507
- Type
- State-Chartered
- Established
- 1939
- Headquarters
- De Soto, Missouri 63020-1052
- Address
- 2082 Rock Rd
- Branches
- 1
- Members
- 1,742
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,742 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DE SOTO MO PAC |
|---|---|
| Total Assets | $27.9M |
| Members | 1,742 |
| Loans Outstanding | $19.9M |
| Shares & Deposits | $24.9M |
| Net Worth | $2.9M |
| Net Worth Ratio | 10.33% |
| Loan-to-Share Ratio | 79.7% |
| Delinquency Rate | 0.76% |
| Net Income | +$180,829 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office2082 Rock Rd
De Soto, MO 63020-1052
Who Can Join DE SOTO MO PAC?
Membership Type: Community
Membership eligibility for DE SOTO MO PAC may vary. Contact the credit union directly to confirm qualification requirements.
Contact DE SOTO MO PAC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. DE SOTO MO PAC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DE SOTO MO PAC has 1,742 members and a potential membership field of 10,000 people.
DE SOTO MO PAC's net worth ratio is 10.33% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, DE SOTO MO PAC meets this threshold.
DE SOTO MO PAC operates 1 branch location. The main office is located at 2082 Rock Rd, De Soto, MO 63020-1052.
DE SOTO MO PAC was established in 1939. It is a state-chartered credit union chartered under charter number 63507. The institution has been serving members for 87 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DE SOTO MO PAC. All financial data is for informational purposes only.