DECATUR POSTAL
State-Chartered • Decatur, Illinois • Est. 1928
Quick Facts
- Charter Number
- #65841
- Type
- State-Chartered
- Established
- 1928
- Headquarters
- Decatur, Illinois 62523
- Address
- 214 N Franklin St Box 104-A
- Branches
- 1
- Members
- 490
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
490 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DECATUR POSTAL |
|---|---|
| Total Assets | $6.5M |
| Members | 490 |
| Loans Outstanding | $2.6M |
| Shares & Deposits | $5.0M |
| Net Worth | $1.4M |
| Net Worth Ratio | 22.36% |
| Loan-to-Share Ratio | 50.9% |
| Delinquency Rate | 1.38% |
| Net Income | +$23,916 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Decatur Postal Credit Union
Main Office214 N Franklin St
Decatur, IL 62523
Who Can Join DECATUR POSTAL?
Membership Type: Community
Membership eligibility for DECATUR POSTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact DECATUR POSTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. DECATUR POSTAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DECATUR POSTAL has 490 members and a potential membership field of 1,500 people.
DECATUR POSTAL's net worth ratio is 22.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.4%, DECATUR POSTAL meets this threshold.
DECATUR POSTAL operates 1 branch location. The main office is located at 214 N Franklin St, Decatur, IL 62523.
DECATUR POSTAL was established in 1928. It is a state-chartered credit union chartered under charter number 65841. The institution has been serving members for 98 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DECATUR POSTAL. All financial data is for informational purposes only.