DEER RIVER COOPERATIVE
State-Chartered • DEER RIVER, Minnesota • Est. 1938
Quick Facts
- Charter Number
- #60388
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- DEER RIVER, Minnesota 56636
- Address
- PO BOX 158
- Branches
- 1
- Members
- 1,992
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,992 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DEER RIVER COOPERATIVE |
|---|---|
| Total Assets | $30.2M |
| Members | 1,992 |
| Loans Outstanding | $25.2M |
| Shares & Deposits | $27.0M |
| Net Worth | $3.2M |
| Net Worth Ratio | 10.52% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 0.02% |
| Net Income | +$223,988 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
DEER RIVER COOP CU
Main Office51 2ND ST SE
DEER RIVER, MN 56636
Who Can Join DEER RIVER COOPERATIVE?
Membership Type: Community
Membership eligibility for DEER RIVER COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact DEER RIVER COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. DEER RIVER COOPERATIVE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DEER RIVER COOPERATIVE has 1,992 members and a potential membership field of 6,500 people.
DEER RIVER COOPERATIVE's net worth ratio is 10.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.5%, DEER RIVER COOPERATIVE meets this threshold.
DEER RIVER COOPERATIVE operates 1 branch location. The main office is located at 51 2ND ST SE, DEER RIVER, MN 56636.
DEER RIVER COOPERATIVE was established in 1938. It is a state-chartered credit union chartered under charter number 60388. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DEER RIVER COOPERATIVE. All financial data is for informational purposes only.