DEER RIVER COOPERATIVE
State-Chartered • Deer River, Minnesota • Est. 1938
Quick Facts
- Charter Number
- #60388
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Deer River, Minnesota 56636
- Address
- 51 2ND ST SE
- Branches
- 1
- Members
- 1,977
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,977 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DEER RIVER COOPERATIVE |
|---|---|
| Total Assets | $32.1M |
| Members | 1,977 |
| Loans Outstanding | $25.0M |
| Shares & Deposits | $28.9M |
| Net Worth | $3.2M |
| Net Worth Ratio | 10.07% |
| Loan-to-Share Ratio | 86.7% |
| Delinquency Rate | 0.05% |
| Net Income | +$54,475 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
DEER RIVER COOP CU
Main Office51 2ND ST SE
Deer River, MN 56636
Who Can Join DEER RIVER COOPERATIVE?
Membership Type: Community
Membership eligibility for DEER RIVER COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact DEER RIVER COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
DEER RIVER COOPERATIVE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DEER RIVER COOPERATIVE has 1,977 members and a potential membership field of 6,500 people.
DEER RIVER COOPERATIVE's reported net worth ratio is 10.07% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DEER RIVER COOPERATIVE operates 1 branch location. The main office is located at 51 2ND ST SE, Deer River, MN 56636.
DEER RIVER COOPERATIVE was established in 1938. It is a state-chartered credit union chartered under charter number 60388. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DEER RIVER COOPERATIVE. All financial data is for informational purposes only.