DELTA REFINING CO EMP
Federal • Memphis, Tennessee • Est. 1954
Quick Facts
- Charter Number
- #9310
- Type
- Federal
- Established
- 1954
- Headquarters
- Memphis, Tennessee 38109
- Address
- 2385 Riverport Rd
- Branches
- 1
- Members
- 262
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
262 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DELTA REFINING CO EMP |
|---|---|
| Total Assets | $4.6M |
| Members | 262 |
| Loans Outstanding | $1.1M |
| Shares & Deposits | $3.6M |
| Net Worth | $1.0M |
| Net Worth Ratio | 21.78% |
| Loan-to-Share Ratio | 30.4% |
| Delinquency Rate | 0.44% |
| Net Income | $-9,524 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Delta Refining Credit Union
Main Office2385 Riverport Rd
Memphis, TN 38109
Who Can Join DELTA REFINING CO EMP?
Membership Type: Community
Membership eligibility for DELTA REFINING CO EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact DELTA REFINING CO EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Browse all federally insured credit unions in Tennessee, ranked by assets, members, and financial health score.
View Tennessee RankingsFrequently Asked Questions
Yes. DELTA REFINING CO EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DELTA REFINING CO EMP has 262 members and a potential membership field of 600 people.
DELTA REFINING CO EMP's net worth ratio is 21.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.8%, DELTA REFINING CO EMP meets this threshold.
DELTA REFINING CO EMP operates 1 branch location. The main office is located at 2385 Riverport Rd, Memphis, TN 38109.
DELTA REFINING CO EMP was established in 1954. It is a federal credit union chartered under charter number 9310. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DELTA REFINING CO EMP. All financial data is for informational purposes only.