DESCO
Federal • Portsmouth, Ohio • Est. 1963
Quick Facts
- Charter Number
- #15882
- Type
- Federal
- Established
- 1963
- Headquarters
- Portsmouth, Ohio 45662
- Address
- 401 Chillicothe St
- Branches
- 9
- ATMs
- 9
- Members
- 25,083
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
25,083 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DESCO |
|---|---|
| Total Assets | $538.8M |
| Members | 25,083 |
| Loans Outstanding | $319.0M |
| Shares & Deposits | $471.4M |
| Net Worth | $63.3M |
| Net Worth Ratio | 11.74% |
| Loan-to-Share Ratio | 67.7% |
| Delinquency Rate | 0.49% |
| Net Income | +$1,197,532 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
9 locations · 9 ATMs
Desco Federal Credit Union
Main Office401 Chillicothe St
Portsmouth, OH 45662
Desco
414 Washington St
Portsmouth, OH 45662
Desco
8790 Ohio River Rd
Wheelersburg, OH 45694
Desco
2915 S 3rd St
Ironton, OH 45638
Desco
1211 Carter Ave
Ashland, KY 41101-7514
Who Can Join DESCO?
Membership Type: Other/Unknown
Membership eligibility for DESCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact DESCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
DESCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, DESCO has 25,083 members and a potential membership field of 700,000 people.
DESCO's reported net worth ratio is 11.74% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
DESCO operates 9 branch locations and has access to 9 ATMs. The main office is located at 401 Chillicothe St, Portsmouth, OH 45662.
DESCO was established in 1963. It is a federal credit union chartered under charter number 15882. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or DESCO. All financial data is for informational purposes only.