EASTERN PANHANDLE
Federal • Martinsburg, West Virginia • Est. 1970
Quick Facts
- Charter Number
- #19890
- Type
- Federal
- Established
- 1970
- Headquarters
- Martinsburg, West Virginia 25403
- Address
- 36 GM Access Rd
- Branches
- 3
- ATMs
- 1
- Members
- 2,728
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,728 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EASTERN PANHANDLE |
|---|---|
| Total Assets | $18.5M |
| Members | 2,728 |
| Loans Outstanding | $11.7M |
| Shares & Deposits | $16.2M |
| Net Worth | $2.2M |
| Net Worth Ratio | 11.70% |
| Loan-to-Share Ratio | 72.5% |
| Delinquency Rate | 0.76% |
| Net Income | +$1,924 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Main Office
Main Office36 GM Access Rd
Martinsburg, WV 25403
Disaster Recovery CUs
Martinsburg VA FCU or Berkeley Co Schools FCU
Kearneysville, WV 25430
Vital Records
10300 Eaton Pl Ste 260
Fairfax, VA 22030-2255
Who Can Join EASTERN PANHANDLE?
Membership Type: Other/Unknown
Membership eligibility for EASTERN PANHANDLE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EASTERN PANHANDLE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in West Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View West Virginia RankingsFrequently Asked Questions
EASTERN PANHANDLE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EASTERN PANHANDLE has 2,728 members and a potential membership field of 210,000 people.
EASTERN PANHANDLE's reported net worth ratio is 11.70% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EASTERN PANHANDLE operates 3 branch locations and has access to 1 ATMs. The main office is located at 36 GM Access Rd, Martinsburg, WV 25403.
EASTERN PANHANDLE was established in 1970. It is a federal credit union chartered under charter number 19890. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EASTERN PANHANDLE. All financial data is for informational purposes only.