EDIFI
Federal • Rancocas, New Jersey • Est. 1958
Quick Facts
- Charter Number
- #12679
- Type
- Federal
- Established
- 1958
- Headquarters
- Rancocas, New Jersey 08073
- Address
- P.O. Box 247
- Branches
- 8
- ATMs
- 5
- Members
- 25,621
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
25,621 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDIFI |
|---|---|
| Total Assets | $253.7M |
| Members | 25,621 |
| Loans Outstanding | $132.5M |
| Shares & Deposits | $240.4M |
| Net Worth | $23.6M |
| Net Worth Ratio | 9.31% |
| Loan-to-Share Ratio | 55.1% |
| Delinquency Rate | 0.35% |
| Net Income | +$2,301,801 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 5 ATMs
Willingboro
690 Beverly Rancocas Road
Willingboro, NJ 08046
Glassboro
870 Delsea Dr N
Glassboro, NJ 08028-1438
Browns Mills
81 Pemberton Browns Mill Rd
Browns Mills, NJ 08015-3108
Egg Harbor Township
6718 Black Horse Pike
Egg Harbor Twp, NJ 08234
Cooper
1 Cooper Plz
Camden, NJ 08103-1461
Who Can Join EDIFI?
Membership Type: Community
Membership eligibility for EDIFI may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDIFI directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. EDIFI is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDIFI has 25,621 members and a potential membership field of 1,100,000 people.
EDIFI's net worth ratio is 9.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, EDIFI meets this threshold.
EDIFI operates 8 branch locations and has access to 5 ATMs. The main office is located at 621 Beverly Rancocas Rd Ste 1H, Willingboro, NJ 08046-3727.
EDIFI was established in 1958. It is a federal credit union chartered under charter number 12679. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDIFI. All financial data is for informational purposes only.