EDISTO
Federal • ORANGEBURG, South Carolina • Est. 1936
Quick Facts
- Charter Number
- #1397
- Type
- Federal
- Established
- 1936
- Headquarters
- ORANGEBURG, South Carolina 29115-6107
- Address
- 1880 RUSSELL ST
- Branches
- 1
- ATMs
- 1
- Members
- 2,800
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
2,800 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDISTO |
|---|---|
| Total Assets | $23.4M |
| Members | 2,800 |
| Loans Outstanding | $11.3M |
| Shares & Deposits | $19.3M |
| Net Worth | $4.0M |
| Net Worth Ratio | 17.16% |
| Loan-to-Share Ratio | 58.3% |
| Delinquency Rate | 1.15% |
| Net Income | +$153,844 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Edisto Federal Credit Union
Main Office1880 Russell St
Orangeburg, SC 29115-6107
Who Can Join EDISTO?
Membership Type: Community
Membership eligibility for EDISTO may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDISTO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. EDISTO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDISTO has 2,800 members and a potential membership field of 13,000 people.
EDISTO's net worth ratio is 17.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.2%, EDISTO meets this threshold.
EDISTO operates 1 branch location and has access to 1 ATMs. The main office is located at 1880 Russell St, Orangeburg, SC 29115-6107.
EDISTO was established in 1936. It is a federal credit union chartered under charter number 1397. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDISTO. All financial data is for informational purposes only.