EDISTO
Federal • Orangeburg, South Carolina • Est. 1936
Quick Facts
- Charter Number
- #1397
- Type
- Federal
- Established
- 1936
- Headquarters
- Orangeburg, South Carolina 29115-6107
- Address
- 1880 Russell St
- Branches
- 1
- ATMs
- 1
- Members
- 2,787
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,787 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDISTO |
|---|---|
| Total Assets | $23.4M |
| Members | 2,787 |
| Loans Outstanding | $10.4M |
| Shares & Deposits | $19.3M |
| Net Worth | $4.1M |
| Net Worth Ratio | 17.28% |
| Loan-to-Share Ratio | 53.9% |
| Delinquency Rate | 1.09% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Edisto Federal Credit Union
Main Office1880 Russell St
Orangeburg, SC 29115-6107
Who Can Join EDISTO?
Membership Type: Community
Membership eligibility for EDISTO may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDISTO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
EDISTO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EDISTO has 2,787 members and a potential membership field of 13,000 people.
EDISTO's reported net worth ratio is 17.28% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EDISTO operates 1 branch location and has access to 1 ATMs. The main office is located at 1880 Russell St, Orangeburg, SC 29115-6107.
EDISTO was established in 1936. It is a federal credit union chartered under charter number 1397. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EDISTO. All financial data is for informational purposes only.