EDUCATION FIRST
Federal • Beaumont, Texas • Est. 1952
Quick Facts
- Charter Number
- #24470
- Type
- Federal
- Established
- 1952
- Headquarters
- Beaumont, Texas 77706-6515
- Address
- 7025 Eastex Freeway
- Branches
- 10
- ATMs
- 9
- Members
- 32,486
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
32,486 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATION FIRST |
|---|---|
| Total Assets | $590.5M |
| Members | 32,486 |
| Loans Outstanding | $362.8M |
| Shares & Deposits | $543.6M |
| Net Worth | $51.6M |
| Net Worth Ratio | 8.73% |
| Loan-to-Share Ratio | 66.7% |
| Delinquency Rate | 0.74% |
| Net Income | +$4,931,289 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 9 ATMs
Access Corp
740 Fannin St
Beaumont, TX 77701
Education First Federal Credit Union - Administration
Main Office7025 Eastex Fwy
Beaumont, TX 77706-6515
Education First Federal Credit Union
6885 Eastex Fwy
Beaumont, TX 77706-6514
Education First Federal Credit Union
4695 Rolfe Christopher Dr
Beaumont, TX 77705-5511
Education First Federal Credit Union
4350 Laurel St
Beaumont, TX 77707-0001
Who Can Join EDUCATION FIRST?
Membership Type: Community
Membership eligibility for EDUCATION FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATION FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. EDUCATION FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATION FIRST has 32,486 members and a potential membership field of 463,359 people.
EDUCATION FIRST's net worth ratio is 8.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.7%, EDUCATION FIRST meets this threshold.
EDUCATION FIRST operates 10 branch locations and has access to 9 ATMs. The main office is located at 7025 Eastex Fwy, Beaumont, TX 77706-6515.
EDUCATION FIRST was established in 1952. It is a federal credit union chartered under charter number 24470. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATION FIRST. All financial data is for informational purposes only.