EDUCATION FIRST CREDIT UNION, INC.
State-Chartered • Columbus, Ohio • Est. 1936
Quick Facts
- Charter Number
- #68447
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Columbus, Ohio 43215
- Address
- 510 E. Mound St.
- Branches
- 2
- ATMs
- 2
- Members
- 12,154
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,154 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATION FIRST CREDIT UNION, INC. |
|---|---|
| Total Assets | $146.7M |
| Members | 12,154 |
| Loans Outstanding | $102.7M |
| Shares & Deposits | $127.9M |
| Net Worth | $13.7M |
| Net Worth Ratio | 9.34% |
| Loan-to-Share Ratio | 80.3% |
| Delinquency Rate | 1.43% |
| Net Income | +$1,302,539 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Columbus Branch / Corporate HQ
Main Office510 E Mound St
Columbus, OH 43215-5539
Reynoldsburg Branch
5950 Carnaby Way
Columbus, OH 43213
Who Can Join EDUCATION FIRST CREDIT UNION, INC.?
Membership Type: Community
Membership eligibility for EDUCATION FIRST CREDIT UNION, INC. may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATION FIRST CREDIT UNION, INC. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. EDUCATION FIRST CREDIT UNION, INC. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATION FIRST CREDIT UNION, INC. has 12,154 members and a potential membership field of 1,100,000 people.
EDUCATION FIRST CREDIT UNION, INC.'s net worth ratio is 9.34% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, EDUCATION FIRST CREDIT UNION, INC. meets this threshold.
EDUCATION FIRST CREDIT UNION, INC. operates 2 branch locations and has access to 2 ATMs. The main office is located at 510 E Mound St, Columbus, OH 43215-5539.
EDUCATION FIRST CREDIT UNION, INC. was established in 1936. It is a state-chartered credit union chartered under charter number 68447. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATION FIRST CREDIT UNION, INC.. All financial data is for informational purposes only.