EDUCATIONAL COMMUNITY
State-Chartered • Springfield, Missouri • Est. 1938
Quick Facts
- Charter Number
- #62589
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Springfield, Missouri 65804
- Address
- 1221 E Grand St
- Branches
- 2
- ATMs
- 2
- Members
- 7,779
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
7,779 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATIONAL COMMUNITY |
|---|---|
| Total Assets | $74.8M |
| Members | 7,779 |
| Loans Outstanding | $43.4M |
| Shares & Deposits | $66.8M |
| Net Worth | $7.2M |
| Net Worth Ratio | 9.85% |
| Loan-to-Share Ratio | 64.9% |
| Delinquency Rate | 1.47% |
| Net Income | +$728,434 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Springfield Office
Main Office1221 E Grand St
Springfield, MO 65804
Ozark Office
1550 W Diane St
Ozark, MO 65721-8425
Who Can Join EDUCATIONAL COMMUNITY?
Membership Type: Community
Membership eligibility for EDUCATIONAL COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATIONAL COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. EDUCATIONAL COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATIONAL COMMUNITY has 7,779 members and a potential membership field of 30,000 people.
EDUCATIONAL COMMUNITY's net worth ratio is 9.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, EDUCATIONAL COMMUNITY meets this threshold.
EDUCATIONAL COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 1221 E Grand St, Springfield, MO 65804.
EDUCATIONAL COMMUNITY was established in 1938. It is a state-chartered credit union chartered under charter number 62589. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATIONAL COMMUNITY. All financial data is for informational purposes only.