EDUCATIONAL COMMUNITY
State-Chartered • Springfield, Missouri • Est. 1938
Quick Facts
- Charter Number
- #62589
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Springfield, Missouri 65804
- Address
- 1221 E Grand St
- Branches
- 2
- ATMs
- 2
- Members
- 7,557
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,557 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATIONAL COMMUNITY |
|---|---|
| Total Assets | $77.1M |
| Members | 7,557 |
| Loans Outstanding | $41.7M |
| Shares & Deposits | $69.0M |
| Net Worth | $7.3M |
| Net Worth Ratio | 9.84% |
| Loan-to-Share Ratio | 60.3% |
| Delinquency Rate | 1.28% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Springfield Office
Main Office1221 E Grand St
Springfield, MO 65804
Ozark Office
1550 W Diane St
Ozark, MO 65721-8425
Who Can Join EDUCATIONAL COMMUNITY?
Membership Type: Community
Membership eligibility for EDUCATIONAL COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATIONAL COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Missouri
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Missouri RankingsFrequently Asked Questions
EDUCATIONAL COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EDUCATIONAL COMMUNITY has 7,557 members and a potential membership field of 30,000 people.
EDUCATIONAL COMMUNITY's reported net worth ratio is 9.84% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EDUCATIONAL COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 1221 E Grand St, Springfield, MO 65804.
EDUCATIONAL COMMUNITY was established in 1938. It is a state-chartered credit union chartered under charter number 62589. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATIONAL COMMUNITY. All financial data is for informational purposes only.