EDUCATIONAL COMMUNITY ALLIANCE
State-Chartered • TOLEDO, Ohio • Est. 1934
Quick Facts
- Charter Number
- #68181
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- TOLEDO, Ohio 43615
- Address
- 3845 ANGOLA RD
- Branches
- 2
- ATMs
- 1
- Members
- 5,320
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,320 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATIONAL COMMUNITY ALLIANCE |
|---|---|
| Total Assets | $68.4M |
| Members | 5,320 |
| Loans Outstanding | $38.0M |
| Shares & Deposits | $60.7M |
| Net Worth | $7.5M |
| Net Worth Ratio | 11.03% |
| Loan-to-Share Ratio | 62.5% |
| Delinquency Rate | 0.46% |
| Net Income | +$724,571 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Angola Branch
Main Office3845 Angola Rd
Toledo, OH 43615-6505
Educational Community Alliance Credit Union
3845 Angola Rd
Toledo, OH 43615-6505
Who Can Join EDUCATIONAL COMMUNITY ALLIANCE?
Membership Type: Community
Membership eligibility for EDUCATIONAL COMMUNITY ALLIANCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATIONAL COMMUNITY ALLIANCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. EDUCATIONAL COMMUNITY ALLIANCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATIONAL COMMUNITY ALLIANCE has 5,320 members and a potential membership field of 10,000 people.
EDUCATIONAL COMMUNITY ALLIANCE's net worth ratio is 11.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, EDUCATIONAL COMMUNITY ALLIANCE meets this threshold.
EDUCATIONAL COMMUNITY ALLIANCE operates 2 branch locations and has access to 1 ATMs. The main office is located at 3845 Angola Rd, Toledo, OH 43615-6505.
EDUCATIONAL COMMUNITY ALLIANCE was established in 1934. It is a state-chartered credit union chartered under charter number 68181. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATIONAL COMMUNITY ALLIANCE. All financial data is for informational purposes only.