EDUCATORS
State-Chartered • WACO, Texas • Est. 1938
Quick Facts
- Charter Number
- #67611
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- WACO, Texas 76702
- Address
- P O BOX 20728
- Branches
- 8
- ATMs
- 7
- Members
- 27,492
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
27,492 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATORS |
|---|---|
| Total Assets | $593.2M |
| Members | 27,492 |
| Loans Outstanding | $147.0M |
| Shares & Deposits | $475.6M |
| Net Worth | $116.9M |
| Net Worth Ratio | 19.70% |
| Loan-to-Share Ratio | 30.9% |
| Delinquency Rate | 0.17% |
| Net Income | +$12,025,825 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
TSTC
100 BOLLING Dr
WACO, TX 76705
COPPERAS COVE
201 E Robertson Ave
COPPERAS COVE, TX 76522
GATESVILLE
306 S LOVERS Ln
GATESVILLE, TX 76528
ROBINSON
641 N ROBINSON Dr
ROBINSON, TX 76706
MAIN
Main Office501 W STATE Highway 6
WACO, TX 76710-5589
Who Can Join EDUCATORS?
Membership Type: Community
Membership eligibility for EDUCATORS may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATORS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. EDUCATORS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATORS has 27,492 members and a potential membership field of 500,000 people.
EDUCATORS's net worth ratio is 19.70% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.7%, EDUCATORS meets this threshold.
EDUCATORS operates 8 branch locations and has access to 7 ATMs. The main office is located at 501 W STATE Highway 6, WACO, TX 76710-5589.
EDUCATORS was established in 1938. It is a state-chartered credit union chartered under charter number 67611. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATORS. All financial data is for informational purposes only.