EDUCATORS
State-Chartered • Waco, Texas • Est. 1938
Quick Facts
- Charter Number
- #67611
- Type
- State-Chartered
- Established
- 1938
- Headquarters
- Waco, Texas 76710-5589
- Address
- 501 W STATE Highway 6
- Branches
- 8
- ATMs
- 7
- Members
- 27,453
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
27,453 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATORS |
|---|---|
| Total Assets | $604.0M |
| Members | 27,453 |
| Loans Outstanding | $143.1M |
| Shares & Deposits | $483.2M |
| Net Worth | $120.2M |
| Net Worth Ratio | 19.90% |
| Loan-to-Share Ratio | 29.6% |
| Delinquency Rate | 0.17% |
| Net Income | +$3,341,403 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 7 ATMs
TSTC
100 BOLLING Dr
Waco, TX 76705
COPPERAS COVE
201 E Robertson Ave
Copperas Cove, TX 76522
GATESVILLE
306 S LOVERS Ln
Gatesville, TX 76528
ROBINSON
641 N ROBINSON Dr
Robinson, TX 76706
MAIN
Main Office501 W STATE Highway 6
Waco, TX 76710-5589
Who Can Join EDUCATORS?
Membership Type: Community
Membership eligibility for EDUCATORS may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATORS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
EDUCATORS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EDUCATORS has 27,453 members and a potential membership field of 500,000 people.
EDUCATORS's reported net worth ratio is 19.90% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EDUCATORS operates 8 branch locations and has access to 7 ATMs. The main office is located at 501 W STATE Highway 6, Waco, TX 76710-5589.
EDUCATORS was established in 1938. It is a state-chartered credit union chartered under charter number 67611. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATORS. All financial data is for informational purposes only.