EFFINGHAM HIGHWAY
Federal • Effingham, Illinois • Est. 0
Quick Facts
- Charter Number
- #81553
- Type
- Federal
- Established
- 0
- Headquarters
- Effingham, Illinois 62401-2670
- Address
- 400 W Wabash Ave
- Branches
- 1
- Members
- 1,010
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,010 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EFFINGHAM HIGHWAY |
|---|---|
| Total Assets | $5.8M |
| Members | 1,010 |
| Loans Outstanding | $4.8M |
| Shares & Deposits | $4.7M |
| Net Worth | $1.1M |
| Net Worth Ratio | 19.49% |
| Loan-to-Share Ratio | 102.1% |
| Delinquency Rate | 0.00% |
| Net Income | +$35,342 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Effingham Highway Credit Union
Main Office400 W Wabash Ave
Effingham, IL 62401-2670
Who Can Join EFFINGHAM HIGHWAY?
Membership Type: Community
Membership eligibility for EFFINGHAM HIGHWAY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EFFINGHAM HIGHWAY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
EFFINGHAM HIGHWAY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EFFINGHAM HIGHWAY has 1,010 members and a potential membership field of 1,100 people.
EFFINGHAM HIGHWAY's reported net worth ratio is 19.49% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EFFINGHAM HIGHWAY operates 1 branch location. The main office is located at 400 W Wabash Ave, Effingham, IL 62401-2670.
EFFINGHAM HIGHWAY was established in 0. It is a federal credit union chartered under charter number 81553. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EFFINGHAM HIGHWAY. All financial data is for informational purposes only.