ELCA
Federal • Chicago, Illinois • Est. 2015
Quick Facts
- Charter Number
- #24866
- Type
- Federal
- Established
- 2015
- Headquarters
- Chicago, Illinois 60631
- Address
- 8765 W Higgins Rd
- Branches
- 1
- Members
- 2,352
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,352 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELCA |
|---|---|
| Total Assets | $35.5M |
| Members | 2,352 |
| Loans Outstanding | $11.5M |
| Shares & Deposits | $32.0M |
| Net Worth | $3.3M |
| Net Worth Ratio | 9.19% |
| Loan-to-Share Ratio | 36.0% |
| Delinquency Rate | 0.06% |
| Net Income | +$22,725 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
ELCA FCU Main Office
Main Office8765 W Higgins Rd
Chicago, IL 60631
Who Can Join ELCA?
Membership Type: Community
Membership eligibility for ELCA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELCA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
ELCA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ELCA has 2,352 members and a potential membership field of 2,793,899 people.
ELCA's reported net worth ratio is 9.19% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ELCA operates 1 branch location. The main office is located at 8765 W Higgins Rd, Chicago, IL 60631.
ELCA was established in 2015. It is a federal credit union chartered under charter number 24866. The institution has been serving members for 11 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ELCA. All financial data is for informational purposes only.