ELCA
Federal • Chicago, Illinois • Est. 2015
Quick Facts
- Charter Number
- #24866
- Type
- Federal
- Established
- 2015
- Headquarters
- Chicago, Illinois 60631
- Address
- 8765 W Higgins Rd, Suite 675
- Branches
- 1
- Members
- 2,374
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,374 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELCA |
|---|---|
| Total Assets | $25.6M |
| Members | 2,374 |
| Loans Outstanding | $12.2M |
| Shares & Deposits | $22.1M |
| Net Worth | $3.2M |
| Net Worth Ratio | 12.68% |
| Loan-to-Share Ratio | 55.2% |
| Delinquency Rate | 0.14% |
| Net Income | +$13,213 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
ELCA FCU Main Office
Main Office8765 W Higgins Rd
Chicago, IL 60631
Who Can Join ELCA?
Membership Type: Community
Membership eligibility for ELCA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELCA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Browse all federally insured credit unions in Illinois, ranked by assets, members, and financial health score.
View Illinois RankingsFrequently Asked Questions
Yes. ELCA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ELCA has 2,374 members and a potential membership field of 2,793,899 people.
ELCA's net worth ratio is 12.68% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, ELCA meets this threshold.
ELCA operates 1 branch location. The main office is located at 8765 W Higgins Rd, Chicago, IL 60631.
ELCA was established in 2015. It is a federal credit union chartered under charter number 24866. The institution has been serving members for 11 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ELCA. All financial data is for informational purposes only.