ELLIS COUNTY TEACHERS AND EMPLOYEES
Federal • WAXAHACHIE, Texas • Est. 1958
Quick Facts
- Charter Number
- #12266
- Type
- Federal
- Established
- 1958
- Headquarters
- WAXAHACHIE, Texas 75168-0308
- Address
- P O BOX 308
- Branches
- 2
- Members
- 2,218
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,218 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ELLIS COUNTY TEACHERS AND EMPLOYEES |
|---|---|
| Total Assets | $18.0M |
| Members | 2,218 |
| Loans Outstanding | $7.7M |
| Shares & Deposits | $14.4M |
| Net Worth | $3.6M |
| Net Worth Ratio | 19.79% |
| Loan-to-Share Ratio | 53.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$343,833 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Shackelford Elementary School
1001 BUTCHER RD
WAXAHACHIE, TX 75165
Ellis County Teachers & Employees Federal Credit Union
Main Office61 NORTHGATE DR
WAXAHACHIE, TX 75165-1433
Who Can Join ELLIS COUNTY TEACHERS AND EMPLOYEES?
Membership Type: Community
Membership eligibility for ELLIS COUNTY TEACHERS AND EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact ELLIS COUNTY TEACHERS AND EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. ELLIS COUNTY TEACHERS AND EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ELLIS COUNTY TEACHERS AND EMPLOYEES has 2,218 members and a potential membership field of 13,780 people.
ELLIS COUNTY TEACHERS AND EMPLOYEES's net worth ratio is 19.79% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 19.8%, ELLIS COUNTY TEACHERS AND EMPLOYEES meets this threshold.
ELLIS COUNTY TEACHERS AND EMPLOYEES operates 2 branch locations. The main office is located at 61 NORTHGATE DR, WAXAHACHIE, TX 75165-1433.
ELLIS COUNTY TEACHERS AND EMPLOYEES was established in 1958. It is a federal credit union chartered under charter number 12266. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ELLIS COUNTY TEACHERS AND EMPLOYEES. All financial data is for informational purposes only.