EMBARRASS VERMILLION
Federal • Aurora, Minnesota • Est. 1941
Quick Facts
- Charter Number
- #4708
- Type
- Federal
- Established
- 1941
- Headquarters
- Aurora, Minnesota 55705-1269
- Address
- 600 W 3rd Ave N
- Branches
- 5
- ATMs
- 3
- Members
- 4,855
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,855 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMBARRASS VERMILLION |
|---|---|
| Total Assets | $66.0M |
| Members | 4,855 |
| Loans Outstanding | $50.5M |
| Shares & Deposits | $55.4M |
| Net Worth | $10.3M |
| Net Worth Ratio | 15.67% |
| Loan-to-Share Ratio | 91.2% |
| Delinquency Rate | 1.44% |
| Net Income | +$1,231,878 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
Aurora Branch
Main Office600 W 3rd Ave N
Aurora, MN 55705-1269
Tower Branch
505 Main St
Tower, MN 55790-5004
Embarrass Branch
4880 Highway 21
Embarrass, MN 55732-8244
Nett lake Branch
5342 Lake shore DR
Nett Lake, MN 55772-1200
Vermilion Branch
1432 Bois Forte RD
Tower, MN 55790
Who Can Join EMBARRASS VERMILLION?
Membership Type: Other/Unknown
Membership eligibility for EMBARRASS VERMILLION may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMBARRASS VERMILLION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. EMBARRASS VERMILLION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EMBARRASS VERMILLION has 4,855 members and a potential membership field of 45,000 people.
EMBARRASS VERMILLION's net worth ratio is 15.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.7%, EMBARRASS VERMILLION meets this threshold.
EMBARRASS VERMILLION operates 5 branch locations and has access to 3 ATMs. The main office is located at 600 W 3rd Ave N, Aurora, MN 55705-1269.
EMBARRASS VERMILLION was established in 1941. It is a federal credit union chartered under charter number 4708. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EMBARRASS VERMILLION. All financial data is for informational purposes only.