EMERALD CREDIT ASSOCIATION
Federal • Greenwood, South Carolina • Est. 1968
Quick Facts
- Charter Number
- #19047
- Type
- Federal
- Established
- 1968
- Headquarters
- Greenwood, South Carolina 29646
- Address
- 2117 Kateway
- Branches
- 2
- Members
- 1,202
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,202 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMERALD CREDIT ASSOCIATION |
|---|---|
| Total Assets | $10.9M |
| Members | 1,202 |
| Loans Outstanding | $7.4M |
| Shares & Deposits | $10.0M |
| Net Worth | $855K |
| Net Worth Ratio | 7.81% |
| Loan-to-Share Ratio | 73.3% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Emerald Credit Association FCU
Main Office2117 Kateway
Greenwood, SC 29646
CSPI- Aurora
805 W Stadium BLVD
Jefferson City, MO 65109
Who Can Join EMERALD CREDIT ASSOCIATION?
Membership Type: Other/Unknown
Membership eligibility for EMERALD CREDIT ASSOCIATION may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMERALD CREDIT ASSOCIATION directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
EMERALD CREDIT ASSOCIATION is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EMERALD CREDIT ASSOCIATION has 1,202 members and a potential membership field of 70,000 people.
EMERALD CREDIT ASSOCIATION's reported net worth ratio is 7.81% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EMERALD CREDIT ASSOCIATION operates 2 branch locations. The main office is located at 2117 Kateway, Greenwood, SC 29646.
EMERALD CREDIT ASSOCIATION was established in 1968. It is a federal credit union chartered under charter number 19047. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EMERALD CREDIT ASSOCIATION. All financial data is for informational purposes only.