EMERALD CREDIT ASSOCIATION
Federal • Greenwood, South Carolina • Est. 1968
Quick Facts
- Charter Number
- #19047
- Type
- Federal
- Established
- 1968
- Headquarters
- Greenwood, South Carolina 29646
- Address
- 2117 Kateway
- Branches
- 2
- Members
- 1,213
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,213 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMERALD CREDIT ASSOCIATION |
|---|---|
| Total Assets | $10.1M |
| Members | 1,213 |
| Loans Outstanding | $7.6M |
| Shares & Deposits | $9.2M |
| Net Worth | $846K |
| Net Worth Ratio | 8.41% |
| Loan-to-Share Ratio | 82.8% |
| Delinquency Rate | 0.01% |
| Net Income | +$44,222 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Emerald Credit Association FCU
Main Office2117 Kateway
Greenwood, SC 29646
CSPI- Aurora
805 W Stadium BLVD
Jefferson City, MO 65109
Who Can Join EMERALD CREDIT ASSOCIATION?
Membership Type: Other/Unknown
Membership eligibility for EMERALD CREDIT ASSOCIATION may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMERALD CREDIT ASSOCIATION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. EMERALD CREDIT ASSOCIATION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EMERALD CREDIT ASSOCIATION has 1,213 members and a potential membership field of 69,351 people.
EMERALD CREDIT ASSOCIATION's net worth ratio is 8.41% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.4%, EMERALD CREDIT ASSOCIATION meets this threshold.
EMERALD CREDIT ASSOCIATION operates 2 branch locations. The main office is located at 2117 Kateway, Greenwood, SC 29646.
EMERALD CREDIT ASSOCIATION was established in 1968. It is a federal credit union chartered under charter number 19047. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EMERALD CREDIT ASSOCIATION. All financial data is for informational purposes only.