EMERGENCY RESPONDERS
State-Chartered • Winston Salem, North Carolina • Est. 1940
Quick Facts
- Charter Number
- #66354
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Winston Salem, North Carolina 27103-4625
- Address
- 1777 Link Rd
- Branches
- 3
- Members
- 3,380
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
3,380 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMERGENCY RESPONDERS |
|---|---|
| Total Assets | $29.0M |
| Members | 3,380 |
| Loans Outstanding | $23.5M |
| Shares & Deposits | $26.0M |
| Net Worth | $2.9M |
| Net Worth Ratio | 10.13% |
| Loan-to-Share Ratio | 90.3% |
| Delinquency Rate | 1.85% |
| Net Income | +$156,790 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Emergency Responders Credit Union
Main Office1777 Link Rd
Winston Salem, NC 27103-4625
Commercial Business Systems
105 E Walnut St
Goldsboro, NC 27530-3648
Winston-Salem Fire Department
725 N Cherry ST
Winston Salem, NC 27101
Who Can Join EMERGENCY RESPONDERS?
Membership Type: Community
Membership eligibility for EMERGENCY RESPONDERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMERGENCY RESPONDERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. EMERGENCY RESPONDERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EMERGENCY RESPONDERS has 3,380 members and a potential membership field of 6,000 people.
EMERGENCY RESPONDERS's net worth ratio is 10.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, EMERGENCY RESPONDERS meets this threshold.
EMERGENCY RESPONDERS operates 3 branch locations. The main office is located at 1777 Link Rd, Winston Salem, NC 27103-4625.
EMERGENCY RESPONDERS was established in 1940. It is a state-chartered credit union chartered under charter number 66354. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EMERGENCY RESPONDERS. All financial data is for informational purposes only.