EMERGENCY RESPONDERS
State-Chartered • Winston Salem, North Carolina • Est. 1940
Quick Facts
- Charter Number
- #66354
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Winston Salem, North Carolina 27103-4625
- Address
- 1777 Link Rd
- Branches
- 3
- Members
- 3,380
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,380 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMERGENCY RESPONDERS |
|---|---|
| Total Assets | $29.9M |
| Members | 3,380 |
| Loans Outstanding | $23.6M |
| Shares & Deposits | $27.5M |
| Net Worth | $2.4M |
| Net Worth Ratio | 7.95% |
| Loan-to-Share Ratio | 86.0% |
| Delinquency Rate | 0.81% |
| Net Income | +$43,060 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Emergency Responders Credit Union
Main Office1777 Link Rd
Winston Salem, NC 27103-4625
Commercial Business Systems
105 E Walnut St
Goldsboro, NC 27530-3648
Winston-Salem Fire Department
725 N Cherry ST
Winston Salem, NC 27101
Who Can Join EMERGENCY RESPONDERS?
Membership Type: Community
Membership eligibility for EMERGENCY RESPONDERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMERGENCY RESPONDERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
EMERGENCY RESPONDERS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, EMERGENCY RESPONDERS has 3,380 members and a potential membership field of 6,000 people.
EMERGENCY RESPONDERS's reported net worth ratio is 7.95% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
EMERGENCY RESPONDERS operates 3 branch locations. The main office is located at 1777 Link Rd, Winston Salem, NC 27103-4625.
EMERGENCY RESPONDERS was established in 1940. It is a state-chartered credit union chartered under charter number 66354. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or EMERGENCY RESPONDERS. All financial data is for informational purposes only.