EMPLOYEES UNITED
Federal • Paris, Texas • Est. 1975
Quick Facts
- Charter Number
- #21904
- Type
- Federal
- Established
- 1975
- Headquarters
- Paris, Texas 75460
- Address
- 2285 NW 19th
- Branches
- 1
- Members
- 1,161
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,161 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMPLOYEES UNITED |
|---|---|
| Total Assets | $12.2M |
| Members | 1,161 |
| Loans Outstanding | $3.0M |
| Shares & Deposits | $8.2M |
| Net Worth | $4.0M |
| Net Worth Ratio | 32.73% |
| Loan-to-Share Ratio | 36.5% |
| Delinquency Rate | 0.03% |
| Net Income | +$160,500 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Employees United FCU
Main Office2285 19th St NW
Paris, TX 75460
Who Can Join EMPLOYEES UNITED?
Membership Type: Occupational
Membership eligibility for EMPLOYEES UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMPLOYEES UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. EMPLOYEES UNITED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EMPLOYEES UNITED has 1,161 members and a potential membership field of 5,000 people.
EMPLOYEES UNITED's net worth ratio is 32.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 32.7%, EMPLOYEES UNITED meets this threshold.
EMPLOYEES UNITED operates 1 branch location. The main office is located at 2285 19th St NW, Paris, TX 75460.
EMPLOYEES UNITED was established in 1975. It is a federal credit union chartered under charter number 21904. The institution has been serving members for 51 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EMPLOYEES UNITED. All financial data is for informational purposes only.