ENERGY CAPITAL
State-Chartered • Houston, Texas • Est. 1935
Quick Facts
- Charter Number
- #61936
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Houston, Texas 77065
- Address
- 18540 Northwest Fwy
- Branches
- 4
- ATMs
- 3
- Members
- 19,696
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
19,696 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENERGY CAPITAL |
|---|---|
| Total Assets | $261.2M |
| Members | 19,696 |
| Loans Outstanding | $208.3M |
| Shares & Deposits | $233.0M |
| Net Worth | $25.4M |
| Net Worth Ratio | 9.70% |
| Loan-to-Share Ratio | 89.4% |
| Delinquency Rate | 0.65% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
Northwest Community Branch
Main Office18540 Northwest Fwy
Houston, TX 77065
Campus Branch
Nature 2 Bldg LL B250
Spring, TX 77389-1425
Spring Community Branch
24396 I-45 North
Spring, TX 77386
Katy Branch
3211 Peek Rd
Katy, TX 77449
Who Can Join ENERGY CAPITAL?
Membership Type: Community
Membership eligibility for ENERGY CAPITAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENERGY CAPITAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
ENERGY CAPITAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ENERGY CAPITAL has 19,696 members and a potential membership field of 103,405 people.
ENERGY CAPITAL's reported net worth ratio is 9.70% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ENERGY CAPITAL operates 4 branch locations and has access to 3 ATMs. The main office is located at 18540 Northwest Fwy, Houston, TX 77065.
ENERGY CAPITAL was established in 1935. It is a state-chartered credit union chartered under charter number 61936. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ENERGY CAPITAL. All financial data is for informational purposes only.