ENLIGHTEN
Federal • JACKSON, Tennessee • Est. 1971
Quick Facts
- Charter Number
- #20662
- Type
- Federal
- Established
- 1971
- Headquarters
- JACKSON, Tennessee 38301
- Address
- 1306 HIGHWAY 70 BYP
- Branches
- 1
- Members
- 1,395
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,395 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENLIGHTEN |
|---|---|
| Total Assets | $16.8M |
| Members | 1,395 |
| Loans Outstanding | $3.3M |
| Shares & Deposits | $14.4M |
| Net Worth | $2.3M |
| Net Worth Ratio | 13.78% |
| Loan-to-Share Ratio | 23.2% |
| Delinquency Rate | 0.57% |
| Net Income | +$231,262 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office1306 Highway 70 Byp
Jackson, TN 38301
Who Can Join ENLIGHTEN?
Membership Type: Community
Membership eligibility for ENLIGHTEN may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENLIGHTEN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. ENLIGHTEN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ENLIGHTEN has 1,395 members and a potential membership field of 2,500 people.
ENLIGHTEN's net worth ratio is 13.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.8%, ENLIGHTEN meets this threshold.
ENLIGHTEN operates 1 branch location. The main office is located at 1306 Highway 70 Byp, Jackson, TN 38301.
ENLIGHTEN was established in 1971. It is a federal credit union chartered under charter number 20662. The institution has been serving members for 55 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ENLIGHTEN. All financial data is for informational purposes only.