EPB EMPLOYEES
State-Chartered • CHATTANOOGA, Tennessee • Est. 1954
Quick Facts
- Charter Number
- #60619
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- CHATTANOOGA, Tennessee 37404-2937
- Address
- 1500 MCCALLIE AVE
- Branches
- 3
- ATMs
- 1
- Members
- 2,483
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
2,483 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EPB EMPLOYEES |
|---|---|
| Total Assets | $40.0M |
| Members | 2,483 |
| Loans Outstanding | $16.3M |
| Shares & Deposits | $35.5M |
| Net Worth | $4.2M |
| Net Worth Ratio | 10.37% |
| Loan-to-Share Ratio | 45.9% |
| Delinquency Rate | 3.17% |
| Net Income | +$260,174 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Main Office
Main Office1500 McCallie Ave
Chattanooga, TN 37404-2937
Downtown Branch
10 Martin Luther King Blvd Fl Second
Chattanooga, TN 37402-1832
CUSA Service Center
4897 W Lake Park Blvd
Salt Lake City, UT 84120-8205
Who Can Join EPB EMPLOYEES?
Membership Type: Community
Membership eligibility for EPB EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact EPB EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. EPB EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EPB EMPLOYEES has 2,483 members and a potential membership field of 3,100 people.
EPB EMPLOYEES's net worth ratio is 10.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.4%, EPB EMPLOYEES meets this threshold.
EPB EMPLOYEES operates 3 branch locations and has access to 1 ATMs. The main office is located at 1500 McCallie Ave, Chattanooga, TN 37404-2937.
EPB EMPLOYEES was established in 1954. It is a state-chartered credit union chartered under charter number 60619. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EPB EMPLOYEES. All financial data is for informational purposes only.