ERIE LACKAWANNA RAILROAD CO EMP
Federal • Hoboken, New Jersey • Est. 1940
Quick Facts
- Charter Number
- #4158
- Type
- Federal
- Established
- 1940
- Headquarters
- Hoboken, New Jersey 07030-4526
- Address
- 89 Washington Street, 3rd Floor
- Branches
- 1
- Members
- 1,849
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,849 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ERIE LACKAWANNA RAILROAD CO EMP |
|---|---|
| Total Assets | $11.6M |
| Members | 1,849 |
| Loans Outstanding | $3.0M |
| Shares & Deposits | $8.6M |
| Net Worth | $3.0M |
| Net Worth Ratio | 25.73% |
| Loan-to-Share Ratio | 34.8% |
| Delinquency Rate | 1.20% |
| Net Income | +$53,750 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Office
Main Office89 Washington St
Hoboken, NJ 07030
Who Can Join ERIE LACKAWANNA RAILROAD CO EMP?
Membership Type: Community
Membership eligibility for ERIE LACKAWANNA RAILROAD CO EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact ERIE LACKAWANNA RAILROAD CO EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. ERIE LACKAWANNA RAILROAD CO EMP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ERIE LACKAWANNA RAILROAD CO EMP has 1,849 members and a potential membership field of 2,500 people.
ERIE LACKAWANNA RAILROAD CO EMP's net worth ratio is 25.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 25.7%, ERIE LACKAWANNA RAILROAD CO EMP meets this threshold.
ERIE LACKAWANNA RAILROAD CO EMP operates 1 branch location. The main office is located at 89 Washington St, Hoboken, NJ 07030.
ERIE LACKAWANNA RAILROAD CO EMP was established in 1940. It is a federal credit union chartered under charter number 4158. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ERIE LACKAWANNA RAILROAD CO EMP. All financial data is for informational purposes only.