ESSEX COUNTY TEACHERS
Federal • BLOOMFIELD, New Jersey • Est. 1936
Quick Facts
- Charter Number
- #1131
- Type
- Federal
- Established
- 1936
- Headquarters
- BLOOMFIELD, New Jersey 07003-5730
- Address
- 125 FRANKLIN ST.
- Branches
- 2
- ATMs
- 1
- Members
- 3,593
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,593 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ESSEX COUNTY TEACHERS |
|---|---|
| Total Assets | $21.3M |
| Members | 3,593 |
| Loans Outstanding | $6.7M |
| Shares & Deposits | $18.9M |
| Net Worth | $1.7M |
| Net Worth Ratio | 8.00% |
| Loan-to-Share Ratio | 35.3% |
| Delinquency Rate | 0.21% |
| Net Income | +$86,201 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
ECTFCU
Main Office125 Franklin St
Bloomfield, NJ 07003-5730
Newark Office
465 Martin Luther King Jr Blvd
Newark, NJ 07102
Who Can Join ESSEX COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for ESSEX COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact ESSEX COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Browse all federally insured credit unions in New Jersey, ranked by assets, members, and financial health score.
View New Jersey RankingsFrequently Asked Questions
Yes. ESSEX COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ESSEX COUNTY TEACHERS has 3,593 members and a potential membership field of 27,500 people.
ESSEX COUNTY TEACHERS's net worth ratio is 8.00% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.0%, ESSEX COUNTY TEACHERS meets this threshold.
ESSEX COUNTY TEACHERS operates 2 branch locations and has access to 1 ATMs. The main office is located at 125 Franklin St, Bloomfield, NJ 07003-5730.
ESSEX COUNTY TEACHERS was established in 1936. It is a federal credit union chartered under charter number 1131. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ESSEX COUNTY TEACHERS. All financial data is for informational purposes only.