F.C.I. ASHLAND
Federal • Ashland, Kentucky • Est. 1941
Quick Facts
- Charter Number
- #4366
- Type
- Federal
- Established
- 1941
- Headquarters
- Ashland, Kentucky 41105
- Address
- P.O. Box 888
- Branches
- 1
- Members
- 753
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
753 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | F.C.I. ASHLAND |
|---|---|
| Total Assets | $8.2M |
| Members | 753 |
| Loans Outstanding | $5.0M |
| Shares & Deposits | $6.9M |
| Net Worth | $1.3M |
| Net Worth Ratio | 15.27% |
| Loan-to-Share Ratio | 72.0% |
| Delinquency Rate | 0.66% |
| Net Income | +$11,871 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
FCI ASHLAND FEDERAL CREDIT UNION
Main OfficeState Route 716
Ashland, KY 41101
Who Can Join F.C.I. ASHLAND?
Membership Type: Community
Membership eligibility for F.C.I. ASHLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact F.C.I. ASHLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. F.C.I. ASHLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, F.C.I. ASHLAND has 753 members and a potential membership field of 800 people.
F.C.I. ASHLAND's net worth ratio is 15.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.3%, F.C.I. ASHLAND meets this threshold.
F.C.I. ASHLAND operates 1 branch location. The main office is located at State Route 716, Ashland, KY 41101.
F.C.I. ASHLAND was established in 1941. It is a federal credit union chartered under charter number 4366. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or F.C.I. ASHLAND. All financial data is for informational purposes only.