FEDCHOICE
Federal • Lanham, Maryland • Est. 1935
Quick Facts
- Charter Number
- #150
- Type
- Federal
- Established
- 1935
- Headquarters
- Lanham, Maryland 20706
- Address
- 10001 Willowdale Road
- Branches
- 5
- ATMs
- 5
- Members
- 25,580
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
25,580 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FEDCHOICE |
|---|---|
| Total Assets | $491.4M |
| Members | 25,580 |
| Loans Outstanding | $353.3M |
| Shares & Deposits | $417.7M |
| Net Worth | $43.1M |
| Net Worth Ratio | 8.78% |
| Loan-to-Share Ratio | 84.6% |
| Delinquency Rate | 1.26% |
| Net Income | +$4,377,473 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
FedChoice FCU
Main Office10001 Willowdale Rd
Lanham, MD 20706-4321
National Financial Service Center
1111 Constitution Ave Rm 1716
Washington, DC 20224-0001
New Carrollton Financial Service Center
5000 Ellin Rd Rm c1-100
Lanham, MD 20706-1336
Philadelpia Financial Service Center
2970 Market St
Philadelphia, PA 19104-5002
Brentwood Financial Service Center
900 Brentwood Rd NE
Washington, DC 20066-9201
Who Can Join FEDCHOICE?
Membership Type: Community
Membership eligibility for FEDCHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FEDCHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. FEDCHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FEDCHOICE has 25,580 members and a potential membership field of 1,000,000 people.
FEDCHOICE's net worth ratio is 8.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, FEDCHOICE meets this threshold.
FEDCHOICE operates 5 branch locations and has access to 5 ATMs. The main office is located at 10001 Willowdale Rd, Lanham, MD 20706-4321.
FEDCHOICE was established in 1935. It is a federal credit union chartered under charter number 150. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FEDCHOICE. All financial data is for informational purposes only.