FEDCO
State-Chartered • Jefferson City, Missouri • Est. 1960
Quick Facts
- Charter Number
- #64397
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Jefferson City, Missouri 65102
- Address
- PO Box 658
- Branches
- 2
- Members
- 411
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
411 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FEDCO |
|---|---|
| Total Assets | $6.7M |
| Members | 411 |
| Loans Outstanding | $2.0M |
| Shares & Deposits | $5.9M |
| Net Worth | $772K |
| Net Worth Ratio | 11.60% |
| Loan-to-Share Ratio | 33.3% |
| Delinquency Rate | 0.10% |
| Net Income | +$43,837 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
FEDCO Credit Union
Main Office701 S Country Club Dr
Jefferson City, MO 65109-5814
Central Bank
3533 Country Club Dr
Jefferson City, MO 65109-1032
Who Can Join FEDCO?
Membership Type: Community
Membership eligibility for FEDCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact FEDCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Missouri
Browse all federally insured credit unions in Missouri, ranked by assets, members, and financial health score.
View Missouri RankingsFrequently Asked Questions
Yes. FEDCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FEDCO has 411 members and a potential membership field of 650 people.
FEDCO's net worth ratio is 11.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, FEDCO meets this threshold.
FEDCO operates 2 branch locations. The main office is located at 701 S Country Club Dr, Jefferson City, MO 65109-5814.
FEDCO was established in 1960. It is a state-chartered credit union chartered under charter number 64397. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FEDCO. All financial data is for informational purposes only.