FEDERATED EMPLOYEES
State-Chartered • OWATONNA, Minnesota • Est. 1934
Quick Facts
- Charter Number
- #64703
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- OWATONNA, Minnesota 55060-4301
- Address
- 1929 S CEDAR AVE
- Branches
- 2
- Members
- 4,950
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,950 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FEDERATED EMPLOYEES |
|---|---|
| Total Assets | $62.9M |
| Members | 4,950 |
| Loans Outstanding | $37.1M |
| Shares & Deposits | $54.2M |
| Net Worth | $8.5M |
| Net Worth Ratio | 13.57% |
| Loan-to-Share Ratio | 68.4% |
| Delinquency Rate | 0.38% |
| Net Income | +$548,744 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
FECU Main Office
Main Office1929 S Cedar Ave
Owatonna, MN 55060-4301
FECU Downtown Office
121 E Park Sq
Owatonna, MN 55060-3046
Who Can Join FEDERATED EMPLOYEES?
Membership Type: Community
Membership eligibility for FEDERATED EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact FEDERATED EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Browse all federally insured credit unions in Minnesota, ranked by assets, members, and financial health score.
View Minnesota RankingsFrequently Asked Questions
Yes. FEDERATED EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FEDERATED EMPLOYEES has 4,950 members and a potential membership field of 6,250 people.
FEDERATED EMPLOYEES's net worth ratio is 13.57% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.6%, FEDERATED EMPLOYEES meets this threshold.
FEDERATED EMPLOYEES operates 2 branch locations. The main office is located at 1929 S Cedar Ave, Owatonna, MN 55060-4301.
FEDERATED EMPLOYEES was established in 1934. It is a state-chartered credit union chartered under charter number 64703. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FEDERATED EMPLOYEES. All financial data is for informational purposes only.