FEDFINANCIAL
Federal • Silver Spring, Maryland • Est. 1935
Quick Facts
- Charter Number
- #216
- Type
- Federal
- Established
- 1935
- Headquarters
- Silver Spring, Maryland 20903-1058
- Address
- 10903 New Hampshire Avenue Bldg 2
- Branches
- 2
- Members
- 3,685
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,685 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FEDFINANCIAL |
|---|---|
| Total Assets | $76.6M |
| Members | 3,685 |
| Loans Outstanding | $23.8M |
| Shares & Deposits | $69.3M |
| Net Worth | $6.7M |
| Net Worth Ratio | 8.74% |
| Loan-to-Share Ratio | 34.4% |
| Delinquency Rate | 1.12% |
| Net Income | +$380,325 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
White Oak
10903 New Hampshire Ave
Silver Spring, MD 20993
FDA Campus
Main Office10903 New Hampshire Ave Bldg 2
Silver Spring, MD 20903-1058
Who Can Join FEDFINANCIAL?
Membership Type: Community
Membership eligibility for FEDFINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FEDFINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. FEDFINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FEDFINANCIAL has 3,685 members and a potential membership field of 386,900 people.
FEDFINANCIAL's net worth ratio is 8.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.7%, FEDFINANCIAL meets this threshold.
FEDFINANCIAL operates 2 branch locations. The main office is located at 10903 New Hampshire Ave Bldg 2, Silver Spring, MD 20903-1058.
FEDFINANCIAL was established in 1935. It is a federal credit union chartered under charter number 216. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FEDFINANCIAL. All financial data is for informational purposes only.