FERGUS
Federal • Lewistown, Montana • Est. 1953
Quick Facts
- Charter Number
- #8881
- Type
- Federal
- Established
- 1953
- Headquarters
- Lewistown, Montana 59457-3033
- Address
- 106 E Janeaux St
- Branches
- 1
- ATMs
- 1
- Members
- 6,467
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,467 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FERGUS |
|---|---|
| Total Assets | $120.0M |
| Members | 6,467 |
| Loans Outstanding | $85.3M |
| Shares & Deposits | $104.1M |
| Net Worth | $15.4M |
| Net Worth Ratio | 12.94% |
| Loan-to-Share Ratio | 81.9% |
| Delinquency Rate | 0.57% |
| Net Income | +$2,146,449 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Fergus Federal Credit Union
Main Office106 E Janeaux St
Lewistown, MT 59457-3033
Who Can Join FERGUS?
Membership Type: Other/Unknown
Membership eligibility for FERGUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FERGUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Montana RankingsFrequently Asked Questions
Yes. FERGUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FERGUS has 6,467 members and a potential membership field of 60,000 people.
FERGUS's net worth ratio is 12.94% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.9%, FERGUS meets this threshold.
FERGUS operates 1 branch location and has access to 1 ATMs. The main office is located at 106 E Janeaux St, Lewistown, MT 59457-3033.
FERGUS was established in 1953. It is a federal credit union chartered under charter number 8881. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FERGUS. All financial data is for informational purposes only.