FERKO MD
Federal • Frederick, Maryland • Est. 1955
Quick Facts
- Charter Number
- #10381
- Type
- Federal
- Established
- 1955
- Headquarters
- Frederick, Maryland 21701
- Address
- 502 W Patrick St
- Branches
- 2
- Members
- 3,035
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,035 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FERKO MD |
|---|---|
| Total Assets | $29.9M |
| Members | 3,035 |
| Loans Outstanding | $10.6M |
| Shares & Deposits | $24.1M |
| Net Worth | $5.7M |
| Net Worth Ratio | 19.16% |
| Loan-to-Share Ratio | 44.0% |
| Delinquency Rate | 0.92% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
502 W Patrick St
Main Office502 W Patrick St
Frederick, MD 21701
8348 Corporate Drive
8348 Corporate Dr
Mount Pleasant, WI 53406
Who Can Join FERKO MD?
Membership Type: Community
Membership eligibility for FERKO MD may vary. Contact the credit union directly to confirm qualification requirements.
Contact FERKO MD directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
FERKO MD is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FERKO MD has 3,035 members and a potential membership field of 5,000 people.
FERKO MD's reported net worth ratio is 19.16% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FERKO MD operates 2 branch locations. The main office is located at 502 W Patrick St, Frederick, MD 21701.
FERKO MD was established in 1955. It is a federal credit union chartered under charter number 10381. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FERKO MD. All financial data is for informational purposes only.