FINANCIAL PLUS
State-Chartered • Ottawa, Illinois • Est. 1951
Quick Facts
- Charter Number
- #61231
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Ottawa, Illinois 61350
- Address
- 800 Chestnut St
- Branches
- 5
- ATMs
- 5
- Members
- 45,783
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
45,783 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FINANCIAL PLUS |
|---|---|
| Total Assets | $603.3M |
| Members | 45,783 |
| Loans Outstanding | $382.7M |
| Shares & Deposits | $519.5M |
| Net Worth | $78.2M |
| Net Worth Ratio | 12.96% |
| Loan-to-Share Ratio | 73.7% |
| Delinquency Rate | 0.41% |
| Net Income | +$2,265,597 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
Branch 1 Ottawa
Main Office800 Chestnut St
Ottawa, IL 61350
Branch 2 - Peru Branch
2813 Plaza Dr
Peru, IL 61354
Branch 3 Mendota Branch
1905 13th Ave
Mendota, IL 61342
Branch 5- Diamond Branch
1800 E Division St
Diamond, IL 60416-6007
Branch 4- Morris Branch
1300 N Division St
Morris, IL 60450-1452
Who Can Join FINANCIAL PLUS?
Membership Type: Community
Membership eligibility for FINANCIAL PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FINANCIAL PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
FINANCIAL PLUS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FINANCIAL PLUS has 45,783 members and a potential membership field of 1,290,000 people.
FINANCIAL PLUS's reported net worth ratio is 12.96% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FINANCIAL PLUS operates 5 branch locations and has access to 5 ATMs. The main office is located at 800 Chestnut St, Ottawa, IL 61350.
FINANCIAL PLUS was established in 1951. It is a state-chartered credit union chartered under charter number 61231. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FINANCIAL PLUS. All financial data is for informational purposes only.