FINANCIAL PLUS
State-Chartered • OTTAWA, Illinois • Est. 1951
Quick Facts
- Charter Number
- #61231
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- OTTAWA, Illinois 61350
- Address
- 800 CHESTNUT ST.
- Branches
- 5
- ATMs
- 5
- Members
- 45,254
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
45,254 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FINANCIAL PLUS |
|---|---|
| Total Assets | $580.2M |
| Members | 45,254 |
| Loans Outstanding | $372.5M |
| Shares & Deposits | $497.8M |
| Net Worth | $75.9M |
| Net Worth Ratio | 13.09% |
| Loan-to-Share Ratio | 74.8% |
| Delinquency Rate | 0.51% |
| Net Income | +$9,819,116 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Branch 1 Ottawa
Main Office800 Chestnut St
Ottawa, IL 61350
Branch 2 - Peru Branch
2813 Plaza Dr
Peru, IL 61354
Branch 3 Mendota Branch
1905 13th Ave
Mendota, IL 61342
Branch 5- Diamond Branch
1800 E Division St
Diamond, IL 60416-6007
Branch 4- Morris Branch
1300 N Division St
Morris, IL 60450-1452
Who Can Join FINANCIAL PLUS?
Membership Type: Community
Membership eligibility for FINANCIAL PLUS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FINANCIAL PLUS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. FINANCIAL PLUS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FINANCIAL PLUS has 45,254 members and a potential membership field of 1,290,000 people.
FINANCIAL PLUS's net worth ratio is 13.09% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.1%, FINANCIAL PLUS meets this threshold.
FINANCIAL PLUS operates 5 branch locations and has access to 5 ATMs. The main office is located at 800 Chestnut St, Ottawa, IL 61350.
FINANCIAL PLUS was established in 1951. It is a state-chartered credit union chartered under charter number 61231. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FINANCIAL PLUS. All financial data is for informational purposes only.