FIRST ALLIANCE
State-Chartered • Rochester, Minnesota • Est. 1932
Quick Facts
- Charter Number
- #62872
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Rochester, Minnesota 55904
- Address
- 501 16th St SE
- Branches
- 5
- ATMs
- 7
- Members
- 21,351
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
21,351 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST ALLIANCE |
|---|---|
| Total Assets | $301.0M |
| Members | 21,351 |
| Loans Outstanding | $235.9M |
| Shares & Deposits | $254.9M |
| Net Worth | $32.5M |
| Net Worth Ratio | 10.80% |
| Loan-to-Share Ratio | 92.5% |
| Delinquency Rate | 1.53% |
| Net Income | +$3,631,726 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 7 ATMs
16th Street
Main Office501 16th St SE
Rochester, MN 55904
Byron
1011 Tompkins Dr NE
Byron, MN 55920
Stewartville
300 Main ST N
Stewartville, MN 55976-1235
Commerce Dr
2483 Commerce Dr NW
Rochester, MN 55901
Lake City
201 N 8th St
Lake City, MN 55041
Who Can Join FIRST ALLIANCE?
Membership Type: Community
Membership eligibility for FIRST ALLIANCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST ALLIANCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Browse all federally insured credit unions in Minnesota, ranked by assets, members, and financial health score.
View Minnesota RankingsFrequently Asked Questions
Yes. FIRST ALLIANCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST ALLIANCE has 21,351 members and a potential membership field of 659,705 people.
FIRST ALLIANCE's net worth ratio is 10.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, FIRST ALLIANCE meets this threshold.
FIRST ALLIANCE operates 5 branch locations and has access to 7 ATMs. The main office is located at 501 16th St SE, Rochester, MN 55904.
FIRST ALLIANCE was established in 1932. It is a state-chartered credit union chartered under charter number 62872. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST ALLIANCE. All financial data is for informational purposes only.