FIRST BASIN
State-Chartered • Odessa, Texas • Est. 1965
Quick Facts
- Charter Number
- #67609
- Type
- State-Chartered
- Established
- 1965
- Headquarters
- Odessa, Texas 79765
- Address
- 7100 E Highway 191
- Branches
- 7
- ATMs
- 7
- Members
- 30,008
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
30,008 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST BASIN |
|---|---|
| Total Assets | $350.0M |
| Members | 30,008 |
| Loans Outstanding | $168.7M |
| Shares & Deposits | $279.6M |
| Net Worth | $38.3M |
| Net Worth Ratio | 10.95% |
| Loan-to-Share Ratio | 60.3% |
| Delinquency Rate | 0.80% |
| Net Income | +$4,577,689 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
First Basin Credit Union
2740 N County Rd W
Odessa, TX 79764
First Basin Credit Union
713 Golder Ave
Odessa, TX 79761-4414
First Basin Credit Union
4217 N Grandview Ave
Odessa, TX 79762-5843
First Basin Credit Union
1000 S Main St
Andrews, TX 79714
First Basin Credit Union
3316 N Midland Dr
Midland, TX 79707
Who Can Join FIRST BASIN?
Membership Type: Community
Membership eligibility for FIRST BASIN may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST BASIN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. FIRST BASIN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST BASIN has 30,008 members and a potential membership field of 760,765 people.
FIRST BASIN's net worth ratio is 10.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, FIRST BASIN meets this threshold.
FIRST BASIN operates 7 branch locations and has access to 7 ATMs. The main office is located at 7100 E Highway 191, Odessa, TX 79765.
FIRST BASIN was established in 1965. It is a state-chartered credit union chartered under charter number 67609. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST BASIN. All financial data is for informational purposes only.