FIRST CAROLINA PEOPLE'S
State-Chartered • GOLDSBORO, North Carolina • Est. 1952
Quick Facts
- Charter Number
- #62673
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- GOLDSBORO, North Carolina 27533
- Address
- PO BOX 1637
- Branches
- 1
- Members
- 2,232
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
2,232 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CAROLINA PEOPLE'S |
|---|---|
| Total Assets | $33.5M |
| Members | 2,232 |
| Loans Outstanding | $28.2M |
| Shares & Deposits | $30.2M |
| Net Worth | $3.1M |
| Net Worth Ratio | 9.19% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 4.87% |
| Net Income | +$74,445 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
GOLDSBORO MAIN
Main Office201 E ASH ST
GOLDSBORO, NC 27530
Who Can Join FIRST CAROLINA PEOPLE'S?
Membership Type: Community
Membership eligibility for FIRST CAROLINA PEOPLE'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CAROLINA PEOPLE'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. FIRST CAROLINA PEOPLE'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CAROLINA PEOPLE'S has 2,232 members and a potential membership field of 1,462,742 people.
FIRST CAROLINA PEOPLE'S's net worth ratio is 9.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.2%, FIRST CAROLINA PEOPLE'S meets this threshold.
FIRST CAROLINA PEOPLE'S operates 1 branch location. The main office is located at 201 E ASH ST, GOLDSBORO, NC 27530.
FIRST CAROLINA PEOPLE'S was established in 1952. It is a state-chartered credit union chartered under charter number 62673. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CAROLINA PEOPLE'S. All financial data is for informational purposes only.