FIRST CAROLINA PEOPLE'S
State-Chartered • Goldsboro, North Carolina • Est. 1952
Quick Facts
- Charter Number
- #62673
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Goldsboro, North Carolina 27530
- Address
- 201 E ASH ST
- Branches
- 1
- Members
- 2,163
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
This institution does not meet CUScore's minimum D-tier combination of net worth and delinquency metrics. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,163 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CAROLINA PEOPLE'S |
|---|---|
| Total Assets | $33.7M |
| Members | 2,163 |
| Loans Outstanding | $28.1M |
| Shares & Deposits | $30.6M |
| Net Worth | $2.9M |
| Net Worth Ratio | 8.63% |
| Loan-to-Share Ratio | 91.8% |
| Delinquency Rate | 6.99% |
| Net Income | $-174,081 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
GOLDSBORO MAIN
Main Office201 E ASH ST
Goldsboro, NC 27530
Who Can Join FIRST CAROLINA PEOPLE'S?
Membership Type: Community
Membership eligibility for FIRST CAROLINA PEOPLE'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CAROLINA PEOPLE'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
FIRST CAROLINA PEOPLE'S is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST CAROLINA PEOPLE'S has 2,163 members and a potential membership field of 1,462,742 people.
FIRST CAROLINA PEOPLE'S's reported net worth ratio is 8.63% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST CAROLINA PEOPLE'S operates 1 branch location. The main office is located at 201 E ASH ST, Goldsboro, NC 27530.
FIRST CAROLINA PEOPLE'S was established in 1952. It is a state-chartered credit union chartered under charter number 62673. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CAROLINA PEOPLE'S. All financial data is for informational purposes only.