FIRST CHOICE COMMUNITY
State-Chartered • Knoxville, Tennessee • Est. 1934
Quick Facts
- Charter Number
- #67185
- Type
- State-Chartered
- Established
- 1934
- Headquarters
- Knoxville, Tennessee 37921-6750
- Address
- 100 N 17th St
- Branches
- 2
- ATMs
- 2
- Members
- 3,608
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,608 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CHOICE COMMUNITY |
|---|---|
| Total Assets | $48.8M |
| Members | 3,608 |
| Loans Outstanding | $20.1M |
| Shares & Deposits | $40.8M |
| Net Worth | $7.7M |
| Net Worth Ratio | 15.82% |
| Loan-to-Share Ratio | 49.4% |
| Delinquency Rate | 0.92% |
| Net Income | +$414,933 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
First Choice Community Credit Union
Main Office100 N 17th St
Knoxville, TN 37921-6750
First Choice Comm-Mascot
9440 Mascot Rd
Mascot, TN 37806-2121
Who Can Join FIRST CHOICE COMMUNITY?
Membership Type: Community
Membership eligibility for FIRST CHOICE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CHOICE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. FIRST CHOICE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CHOICE COMMUNITY has 3,608 members and a potential membership field of 750,000 people.
FIRST CHOICE COMMUNITY's net worth ratio is 15.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.8%, FIRST CHOICE COMMUNITY meets this threshold.
FIRST CHOICE COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 100 N 17th St, Knoxville, TN 37921-6750.
FIRST CHOICE COMMUNITY was established in 1934. It is a state-chartered credit union chartered under charter number 67185. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CHOICE COMMUNITY. All financial data is for informational purposes only.