FIRST NORTHERN
State-Chartered • Chicago, Illinois • Est. 1944
Quick Facts
- Charter Number
- #66359
- Type
- State-Chartered
- Established
- 1944
- Headquarters
- Chicago, Illinois 60606
- Address
- 230 W Monroe St, Suite 2850
- Branches
- 4
- ATMs
- 3
- Members
- 21,265
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
21,265 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST NORTHERN |
|---|---|
| Total Assets | $327.1M |
| Members | 21,265 |
| Loans Outstanding | $227.5M |
| Shares & Deposits | $286.8M |
| Net Worth | $34.5M |
| Net Worth Ratio | 10.55% |
| Loan-to-Share Ratio | 79.3% |
| Delinquency Rate | 0.92% |
| Net Income | +$2,992,593 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
01 - Monroe
Main Office230 W Monroe St
Chicago, IL 60606
02 - Show Place
104 N Show Place Dr
Rockford, IL 61107
03 - Streeterville
541 N Fairbanks Ct
Chicago, IL 60611
04 - Evanston
1705 Sherman Ave
Evanston, IL 60201
Who Can Join FIRST NORTHERN?
Membership Type: Community
Membership eligibility for FIRST NORTHERN may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST NORTHERN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. FIRST NORTHERN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST NORTHERN has 21,265 members and a potential membership field of 6,562,279 people.
FIRST NORTHERN's net worth ratio is 10.55% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, FIRST NORTHERN meets this threshold.
FIRST NORTHERN operates 4 branch locations and has access to 3 ATMs. The main office is located at 230 W Monroe St, Chicago, IL 60606.
FIRST NORTHERN was established in 1944. It is a state-chartered credit union chartered under charter number 66359. The institution has been serving members for 82 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST NORTHERN. All financial data is for informational purposes only.