FIRST NORTHERN
State-Chartered • Chicago, Illinois • Est. 1944
Quick Facts
- Charter Number
- #66359
- Type
- State-Chartered
- Established
- 1944
- Headquarters
- Chicago, Illinois 60606
- Address
- 230 W Monroe St
- Branches
- 4
- ATMs
- 3
- Members
- 21,345
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
21,345 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST NORTHERN |
|---|---|
| Total Assets | $335.0M |
| Members | 21,345 |
| Loans Outstanding | $228.1M |
| Shares & Deposits | $292.8M |
| Net Worth | $35.1M |
| Net Worth Ratio | 10.47% |
| Loan-to-Share Ratio | 77.9% |
| Delinquency Rate | 0.63% |
| Net Income | +$588,183 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 3 ATMs
01 - Monroe
Main Office230 W Monroe St
Chicago, IL 60606
02 - Show Place
104 N Show Place Dr
Rockford, IL 61107
03 - Streeterville
541 N Fairbanks Ct
Chicago, IL 60611
04 - Evanston
1705 Sherman Ave
Evanston, IL 60201
Who Can Join FIRST NORTHERN?
Membership Type: Community
Membership eligibility for FIRST NORTHERN may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST NORTHERN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Illinois
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Illinois RankingsFrequently Asked Questions
FIRST NORTHERN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST NORTHERN has 21,345 members and a potential membership field of 6,562,279 people.
FIRST NORTHERN's reported net worth ratio is 10.47% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST NORTHERN operates 4 branch locations and has access to 3 ATMs. The main office is located at 230 W Monroe St, Chicago, IL 60606.
FIRST NORTHERN was established in 1944. It is a state-chartered credit union chartered under charter number 66359. The institution has been serving members for 82 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST NORTHERN. All financial data is for informational purposes only.