FIRST PACE
State-Chartered • West St Paul, Minnesota • Est. 1963
Quick Facts
- Charter Number
- #64089
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- West St Paul, Minnesota 55118-4004
- Address
- 161 Marie Ave E
- Branches
- 3
- Members
- 904
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
904 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST PACE |
|---|---|
| Total Assets | $9.0M |
| Members | 904 |
| Loans Outstanding | $5.7M |
| Shares & Deposits | $7.3M |
| Net Worth | $1.7M |
| Net Worth Ratio | 18.62% |
| Loan-to-Share Ratio | 78.1% |
| Delinquency Rate | 0.00% |
| Net Income | $-85,832 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
FIRST PACE Credit Union
Main Office161 Marie Ave E
West St Paul, MN 55118-4004
MN Catholic Credit Union
400 Little Canada Rd E
Little Canada, MN 55117
Heartland Credit Union
5500 S Robert Trl
Inver Grove Heights, MN 55077
Who Can Join FIRST PACE?
Membership Type: Community
Membership eligibility for FIRST PACE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST PACE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. FIRST PACE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST PACE has 904 members and a potential membership field of 3,000 people.
FIRST PACE's net worth ratio is 18.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.6%, FIRST PACE meets this threshold.
FIRST PACE operates 3 branch locations. The main office is located at 161 Marie Ave E, West St Paul, MN 55118-4004.
FIRST PACE was established in 1963. It is a state-chartered credit union chartered under charter number 64089. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST PACE. All financial data is for informational purposes only.