FIRST PACE
State-Chartered • West St Paul, Minnesota • Est. 1963
Quick Facts
- Charter Number
- #64089
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- West St Paul, Minnesota 55118-4004
- Address
- 161 Marie Ave E
- Branches
- 3
- Members
- 885
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
885 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST PACE |
|---|---|
| Total Assets | $8.8M |
| Members | 885 |
| Loans Outstanding | $5.7M |
| Shares & Deposits | $7.2M |
| Net Worth | $1.7M |
| Net Worth Ratio | 18.79% |
| Loan-to-Share Ratio | 79.0% |
| Delinquency Rate | 0.00% |
| Net Income | $-14,502 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
FIRST PACE Credit Union
Main Office161 Marie Ave E
West St Paul, MN 55118-4004
MN Catholic Credit Union
400 Little Canada Rd E
Little Canada, MN 55117
Heartland Credit Union
5500 S Robert Trl
Inver Grove Heights, MN 55077
Who Can Join FIRST PACE?
Membership Type: Community
Membership eligibility for FIRST PACE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST PACE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
FIRST PACE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST PACE has 885 members and a potential membership field of 3,000 people.
FIRST PACE's reported net worth ratio is 18.79% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST PACE operates 3 branch locations. The main office is located at 161 Marie Ave E, West St Paul, MN 55118-4004.
FIRST PACE was established in 1963. It is a state-chartered credit union chartered under charter number 64089. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST PACE. All financial data is for informational purposes only.