FIRST PEOPLES COMMUNITY
Federal • Cumberland, Maryland • Est. 1959
Quick Facts
- Charter Number
- #13345
- Type
- Federal
- Established
- 1959
- Headquarters
- Cumberland, Maryland 21502
- Address
- 153 BALTIMORE ST
- Branches
- 21
- ATMs
- 20
- Members
- 34,621
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
34,621 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST PEOPLES COMMUNITY |
|---|---|
| Total Assets | $659.9M |
| Members | 34,621 |
| Loans Outstanding | $471.4M |
| Shares & Deposits | $557.6M |
| Net Worth | $88.8M |
| Net Worth Ratio | 13.46% |
| Loan-to-Share Ratio | 84.5% |
| Delinquency Rate | 0.25% |
| Net Income | +$1,903,774 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
21 locations · 20 ATMs
Queen City Drive
54 QUEEN CITY DR
Cumberland, MD 21502
Downtown
Main Office153 BALTIMORE ST
Cumberland, MD 21502
Grantsville
12497 NATIONAL PIKE
Grantsville, MD 21536
Lonaconing
29 MAIN ST
Lonaconing, MD 21539-1122
Cresaptown
15304 MCMULLEN HWY SW
Cresaptown, MD 21502-5618
Who Can Join FIRST PEOPLES COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for FIRST PEOPLES COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST PEOPLES COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
FIRST PEOPLES COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST PEOPLES COMMUNITY has 34,621 members and a potential membership field of 458,000 people.
FIRST PEOPLES COMMUNITY's reported net worth ratio is 13.46% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST PEOPLES COMMUNITY operates 21 branch locations and has access to 20 ATMs. The main office is located at 153 BALTIMORE ST, Cumberland, MD 21502.
FIRST PEOPLES COMMUNITY was established in 1959. It is a federal credit union chartered under charter number 13345. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST PEOPLES COMMUNITY. All financial data is for informational purposes only.