FIRST POINT
Federal • HAMILTON, New Jersey • Est. 1955
Quick Facts
- Charter Number
- #10319
- Type
- Federal
- Established
- 1955
- Headquarters
- HAMILTON, New Jersey 08619
- Address
- 2430 HAMILTON AVE, SUITE 2
- Branches
- 2
- Members
- 1,208
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
1,208 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST POINT |
|---|---|
| Total Assets | $25.6M |
| Members | 1,208 |
| Loans Outstanding | $6.7M |
| Shares & Deposits | $24.4M |
| Net Worth | $1.9M |
| Net Worth Ratio | 7.36% |
| Loan-to-Share Ratio | 27.3% |
| Delinquency Rate | 1.81% |
| Net Income | +$5,754 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
MAIN
Main Office2430 HAMILTON AVE STE 2
HAMILTON, NJ 08619
RARITAN
1130 US HIGHWAY 202 STE B4
RARITAN, NJ 08869-1494
Who Can Join FIRST POINT?
Membership Type: Community
Membership eligibility for FIRST POINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST POINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. FIRST POINT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST POINT has 1,208 members and a potential membership field of 14,000 people.
FIRST POINT's net worth ratio is 7.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.4%, FIRST POINT meets this threshold.
FIRST POINT operates 2 branch locations. The main office is located at 2430 HAMILTON AVE STE 2, HAMILTON, NJ 08619.
FIRST POINT was established in 1955. It is a federal credit union chartered under charter number 10319. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST POINT. All financial data is for informational purposes only.