FIRST POINT
Federal • Hamilton, New Jersey • Est. 1955
Quick Facts
- Charter Number
- #10319
- Type
- Federal
- Established
- 1955
- Headquarters
- Hamilton, New Jersey 08619
- Address
- 2430 HAMILTON AVE STE 2
- Branches
- 2
- Members
- 1,186
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,186 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST POINT |
|---|---|
| Total Assets | $25.2M |
| Members | 1,186 |
| Loans Outstanding | $6.6M |
| Shares & Deposits | $24.2M |
| Net Worth | $1.9M |
| Net Worth Ratio | 7.35% |
| Loan-to-Share Ratio | 27.5% |
| Delinquency Rate | 0.09% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
MAIN
Main Office2430 HAMILTON AVE STE 2
Hamilton, NJ 08619
RARITAN
1130 US HIGHWAY 202 STE B4
Raritan, NJ 08869-1494
Who Can Join FIRST POINT?
Membership Type: Community
Membership eligibility for FIRST POINT may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST POINT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
FIRST POINT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST POINT has 1,186 members and a potential membership field of 14,000 people.
FIRST POINT's reported net worth ratio is 7.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST POINT operates 2 branch locations. The main office is located at 2430 HAMILTON AVE STE 2, Hamilton, NJ 08619.
FIRST POINT was established in 1955. It is a federal credit union chartered under charter number 10319. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST POINT. All financial data is for informational purposes only.