FIRST SERVICE
State-Chartered • Houston, Texas • Est. 1977
Quick Facts
- Charter Number
- #68605
- Type
- State-Chartered
- Established
- 1977
- Headquarters
- Houston, Texas 77094
- Address
- PO Box 941914
- Branches
- 14
- ATMs
- 15
- Members
- 106,409
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
106,409 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST SERVICE |
|---|---|
| Total Assets | $1.5B |
| Members | 106,409 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.3B |
| Net Worth | $160.2M |
| Net Worth Ratio | 10.92% |
| Loan-to-Share Ratio | 91.4% |
| Delinquency Rate | 0.57% |
| Net Income | +$15,067,342 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
14 locations · 15 ATMs
Gulf Freeway
8980 Clearwood Dr
Houston, TX 77075
Northwest
9621 W Sam Houston Pkwy N
Houston, TX 77064
Woodlands
9110 Grogans Mill RD
The Woodlands, TX 77380
STP Branch
12090 FM 521
Wadsworth, TX 77483
Katy Branch
23665 Katy Freeway
Katy, TX 77494
Who Can Join FIRST SERVICE?
Membership Type: Community
Membership eligibility for FIRST SERVICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST SERVICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. FIRST SERVICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST SERVICE has 106,409 members and a potential membership field of 8,099,825 people.
FIRST SERVICE's net worth ratio is 10.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, FIRST SERVICE meets this threshold.
FIRST SERVICE operates 14 branch locations and has access to 15 ATMs. The main office is located at 16430 Park Ten Pl, Houston, TX 77084-5056.
FIRST SERVICE was established in 1977. It is a state-chartered credit union chartered under charter number 68605. The institution has been serving members for 49 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST SERVICE. All financial data is for informational purposes only.