FIRST WATCH
Federal • Abilene, Texas • Est. 1959
Quick Facts
- Charter Number
- #13290
- Type
- Federal
- Established
- 1959
- Headquarters
- Abilene, Texas 79601-3529
- Address
- 1118 Pine St
- Branches
- 2
- ATMs
- 2
- Members
- 9,348
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,348 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST WATCH |
|---|---|
| Total Assets | $105.5M |
| Members | 9,348 |
| Loans Outstanding | $66.7M |
| Shares & Deposits | $95.5M |
| Net Worth | $9.7M |
| Net Worth Ratio | 9.22% |
| Loan-to-Share Ratio | 69.8% |
| Delinquency Rate | 0.00% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Main Office Pine
Main Office1118 Pine St
Abilene, TX 79601-3529
Catclaw
3324 Catclaw Dr
Abilene, TX 79606-8208
Who Can Join FIRST WATCH?
Membership Type: Other/Unknown
Membership eligibility for FIRST WATCH may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST WATCH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
FIRST WATCH is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRST WATCH has 9,348 members and a potential membership field of 336,059 people.
FIRST WATCH's reported net worth ratio is 9.22% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRST WATCH operates 2 branch locations and has access to 2 ATMs. The main office is located at 1118 Pine St, Abilene, TX 79601-3529.
FIRST WATCH was established in 1959. It is a federal credit union chartered under charter number 13290. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRST WATCH. All financial data is for informational purposes only.