FIRSTLIGHT
Federal • El Paso, Texas • Est. 1955
Quick Facts
- Charter Number
- #10174
- Type
- Federal
- Established
- 1955
- Headquarters
- El Paso, Texas 79924
- Address
- 9983 Kenworthy St
- Branches
- 12
- ATMs
- 11
- Members
- 98,504
- Membership Type
- Multiple Common Bond
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
98,504 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRSTLIGHT |
|---|---|
| Total Assets | $1.6B |
| Members | 98,504 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.4B |
| Net Worth | $163.3M |
| Net Worth Ratio | 10.23% |
| Loan-to-Share Ratio | 86.4% |
| Delinquency Rate | 0.55% |
| Net Income | +$29,771,324 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
12 locations · 11 ATMs
Kenworthy Branch
9993 Kenworthy St
El Paso, TX 79924
Administration
Main Office9983 Kenworthy St
El Paso, TX 79924
Del Rey Branch
3105 Del Rey Blvd
Las Cruces, NM 88012
Lohman Branch
3791 E Lohman Ave
Las Cruces, NM 88011
Lee Trevino Branch
1555 N Lee Trevino Dr
El Paso, TX 79936
Who Can Join FIRSTLIGHT?
Membership Type: Multiple Common Bond
FIRSTLIGHT serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact FIRSTLIGHT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. FIRSTLIGHT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRSTLIGHT has 98,504 members and a potential membership field of 1,105,150 people.
FIRSTLIGHT's net worth ratio is 10.23% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, FIRSTLIGHT meets this threshold.
FIRSTLIGHT operates 12 branch locations and has access to 11 ATMs. The main office is located at 9983 Kenworthy St, El Paso, TX 79924.
FIRSTLIGHT was established in 1955. It is a federal credit union chartered under charter number 10174. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRSTLIGHT. All financial data is for informational purposes only.