FIRSTLIGHT
Federal • El Paso, Texas • Est. 1955
Quick Facts
- Charter Number
- #10174
- Type
- Federal
- Established
- 1955
- Headquarters
- El Paso, Texas 79924
- Address
- 9983 Kenworthy St
- Branches
- 12
- ATMs
- 11
- Members
- 98,481
- Membership Type
- Multiple Common Bond
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
98,481 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRSTLIGHT |
|---|---|
| Total Assets | $1.6B |
| Members | 98,481 |
| Loans Outstanding | $1.3B |
| Shares & Deposits | $1.4B |
| Net Worth | $166.2M |
| Net Worth Ratio | 10.20% |
| Loan-to-Share Ratio | 87.2% |
| Delinquency Rate | 0.47% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 11 ATMs
Kenworthy Branch
9993 Kenworthy St
El Paso, TX 79924
Administration
Main Office9983 Kenworthy St
El Paso, TX 79924
Del Rey Branch
3105 Del Rey Blvd
Las Cruces, NM 88012
Lohman Branch
3791 E Lohman Ave
Las Cruces, NM 88011
Lee Trevino Branch
1555 N Lee Trevino Dr
El Paso, TX 79936
Who Can Join FIRSTLIGHT?
Membership Type: Multiple Common Bond
FIRSTLIGHT serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact FIRSTLIGHT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
FIRSTLIGHT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FIRSTLIGHT has 98,481 members and a potential membership field of 1,106,949 people.
FIRSTLIGHT's reported net worth ratio is 10.20% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FIRSTLIGHT operates 12 branch locations and has access to 11 ATMs. The main office is located at 9983 Kenworthy St, El Paso, TX 79924.
FIRSTLIGHT was established in 1955. It is a federal credit union chartered under charter number 10174. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FIRSTLIGHT. All financial data is for informational purposes only.