FOUNDATION
State-Chartered • Springfield, Missouri • Est. 1933
Quick Facts
- Charter Number
- #61157
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Springfield, Missouri 65807-1289
- Address
- 1726 W. Elfindale St
- Branches
- 2
- Members
- 3,458
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,458 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOUNDATION |
|---|---|
| Total Assets | $71.2M |
| Members | 3,458 |
| Loans Outstanding | $58.2M |
| Shares & Deposits | $57.9M |
| Net Worth | $10.7M |
| Net Worth Ratio | 15.09% |
| Loan-to-Share Ratio | 100.4% |
| Delinquency Rate | 0.65% |
| Net Income | +$443,153 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Foundation Credit Union
Main Office1726 W Elfindale St
Springfield, MO 65807-1289
Foundation Credit Union
2823 S Ingram Mill Rd
Springfield, MO 65804
Who Can Join FOUNDATION?
Membership Type: Community
Membership eligibility for FOUNDATION may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOUNDATION directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. FOUNDATION is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FOUNDATION has 3,458 members and a potential membership field of 516,195 people.
FOUNDATION's net worth ratio is 15.09% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.1%, FOUNDATION meets this threshold.
FOUNDATION operates 2 branch locations. The main office is located at 1726 W Elfindale St, Springfield, MO 65807-1289.
FOUNDATION was established in 1933. It is a state-chartered credit union chartered under charter number 61157. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FOUNDATION. All financial data is for informational purposes only.