FREEDOM OF MARYLAND
Federal • Bel Air, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8550
- Type
- Federal
- Established
- 1953
- Headquarters
- Bel Air, Maryland 21015
- Address
- 2019 Emmorton Rd
- Branches
- 8
- ATMs
- 8
- Members
- 43,167
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
43,167 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREEDOM OF MARYLAND |
|---|---|
| Total Assets | $563.7M |
| Members | 43,167 |
| Loans Outstanding | $429.7M |
| Shares & Deposits | $502.6M |
| Net Worth | $47.2M |
| Net Worth Ratio | 8.38% |
| Loan-to-Share Ratio | 85.5% |
| Delinquency Rate | 1.38% |
| Net Income | +$890,964 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 8 ATMs
Fountain Green
1304 E Churchville Rd
Bel Air, MD 21014
Park Avenue
Main Office2019 Emmorton Rd
Bel Air, MD 21015
Swan Creek
2025 Pulaski Hwy
Havre De Grace, MD 21078-2144
Edgewood
8213 Hoadley Rd
Gunpowder, MD 21010
Forest Lakes
1990 Rock Spring Rd
Forest Hill, MD 21050
Who Can Join FREEDOM OF MARYLAND?
Membership Type: Other/Unknown
Membership eligibility for FREEDOM OF MARYLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREEDOM OF MARYLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
FREEDOM OF MARYLAND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FREEDOM OF MARYLAND has 43,167 members and a potential membership field of 1,859,044 people.
FREEDOM OF MARYLAND's reported net worth ratio is 8.38% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FREEDOM OF MARYLAND operates 8 branch locations and has access to 8 ATMs. The main office is located at 2019 Emmorton Rd, Bel Air, MD 21015.
FREEDOM OF MARYLAND was established in 1953. It is a federal credit union chartered under charter number 8550. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FREEDOM OF MARYLAND. All financial data is for informational purposes only.