FREEDOM OF MARYLAND
Federal • Bel Air, Maryland • Est. 1953
Quick Facts
- Charter Number
- #8550
- Type
- Federal
- Established
- 1953
- Headquarters
- Bel Air, Maryland 21015
- Address
- 2019 Emmorton Rd
- Branches
- 8
- ATMs
- 8
- Members
- 42,086
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
42,086 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREEDOM OF MARYLAND |
|---|---|
| Total Assets | $557.4M |
| Members | 42,086 |
| Loans Outstanding | $441.1M |
| Shares & Deposits | $496.9M |
| Net Worth | $46.3M |
| Net Worth Ratio | 8.31% |
| Loan-to-Share Ratio | 88.8% |
| Delinquency Rate | 1.13% |
| Net Income | +$6,198,399 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 8 ATMs
Fountain Green
1304 E Churchville Rd
Bel Air, MD 21014
Park Avenue
Main Office2019 Emmorton Rd
Bel Air, MD 21015
Swan Creek
2025 Pulaski Hwy
Havre De Grace, MD 21078-2144
Edgewood
8213 Hoadley Rd
Gunpowder, MD 21010
Forest Lakes
1990 Rock Spring Rd
Forest Hill, MD 21050
Who Can Join FREEDOM OF MARYLAND?
Membership Type: Other/Unknown
Membership eligibility for FREEDOM OF MARYLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREEDOM OF MARYLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. FREEDOM OF MARYLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FREEDOM OF MARYLAND has 42,086 members and a potential membership field of 1,863,318 people.
FREEDOM OF MARYLAND's net worth ratio is 8.31% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, FREEDOM OF MARYLAND meets this threshold.
FREEDOM OF MARYLAND operates 8 branch locations and has access to 8 ATMs. The main office is located at 2019 Emmorton Rd, Bel Air, MD 21015.
FREEDOM OF MARYLAND was established in 1953. It is a federal credit union chartered under charter number 8550. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FREEDOM OF MARYLAND. All financial data is for informational purposes only.