FREMONT
Federal • Fremont, Ohio • Est. 1946
Quick Facts
- Charter Number
- #5370
- Type
- Federal
- Established
- 1946
- Headquarters
- Fremont, Ohio 43420-3013
- Address
- 315 Croghan St
- Branches
- 8
- ATMs
- 11
- Members
- 22,368
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
22,368 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREMONT |
|---|---|
| Total Assets | $378.3M |
| Members | 22,368 |
| Loans Outstanding | $255.6M |
| Shares & Deposits | $324.0M |
| Net Worth | $47.7M |
| Net Worth Ratio | 12.60% |
| Loan-to-Share Ratio | 78.9% |
| Delinquency Rate | 0.74% |
| Net Income | +$4,776,198 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 11 ATMs
Main Office
Main Office315 Croghan St
Fremont, OH 43420-3013
West Office
2374 W State St
Fremont, OH 43420-1441
East Office
1457 E State St
Fremont, OH 43420-4049
Woodville Office
801 W Main St
Woodville, OH 43469
Operation Center
321 W State St
Fremont, OH 43420-2527
Who Can Join FREMONT?
Membership Type: Other/Unknown
Membership eligibility for FREMONT may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREMONT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. FREMONT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FREMONT has 22,368 members and a potential membership field of 835,500 people.
FREMONT's net worth ratio is 12.60% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.6%, FREMONT meets this threshold.
FREMONT operates 8 branch locations and has access to 11 ATMs. The main office is located at 315 Croghan St, Fremont, OH 43420-3013.
FREMONT was established in 1946. It is a federal credit union chartered under charter number 5370. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FREMONT. All financial data is for informational purposes only.