FRIO COUNTY
Federal • Pearsall, Texas • Est. 1970
Quick Facts
- Charter Number
- #20267
- Type
- Federal
- Established
- 1970
- Headquarters
- Pearsall, Texas 78061-3220
- Address
- 114 S Oak St
- Branches
- 3
- Members
- 1,668
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,668 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FRIO COUNTY |
|---|---|
| Total Assets | $5.4M |
| Members | 1,668 |
| Loans Outstanding | $4.4M |
| Shares & Deposits | $3.3M |
| Net Worth | $2.0M |
| Net Worth Ratio | 38.19% |
| Loan-to-Share Ratio | 135.0% |
| Delinquency Rate | 2.81% |
| Net Income | $-12,404 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
CreditUnion/DR
112 N Trevino St
Pearsall, TX 78061-1525
Belinda Gonzales/VR
312 N Moreno St
Pearsall, TX 78061-1835
Credit Union/Main Office
Main Office114 S Oak St
Pearsall, TX 78061-3220
Who Can Join FRIO COUNTY?
Membership Type: Other/Unknown
Membership eligibility for FRIO COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FRIO COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. FRIO COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FRIO COUNTY has 1,668 members and a potential membership field of 9,000 people.
FRIO COUNTY's net worth ratio is 38.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 38.2%, FRIO COUNTY meets this threshold.
FRIO COUNTY operates 3 branch locations. The main office is located at 114 S Oak St, Pearsall, TX 78061-3220.
FRIO COUNTY was established in 1970. It is a federal credit union chartered under charter number 20267. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FRIO COUNTY. All financial data is for informational purposes only.