GALLATIN STEAM PLANT
State-Chartered • GALLATIN, Tennessee • Est. 1956
Quick Facts
- Charter Number
- #63868
- Type
- State-Chartered
- Established
- 1956
- Headquarters
- GALLATIN, Tennessee 37066
- Address
- 1499 STEAM PLANT RD.
- Branches
- 1
- Members
- 633
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
633 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GALLATIN STEAM PLANT |
|---|---|
| Total Assets | $7.6M |
| Members | 633 |
| Loans Outstanding | $4.6M |
| Shares & Deposits | $6.2M |
| Net Worth | $1.3M |
| Net Worth Ratio | 17.77% |
| Loan-to-Share Ratio | 74.1% |
| Delinquency Rate | 0.89% |
| Net Income | +$117,791 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Gallatin Steam Plant
Main Office1499 Steam Plant Rd
Gallatin, TN 37066
Who Can Join GALLATIN STEAM PLANT?
Membership Type: Community
Membership eligibility for GALLATIN STEAM PLANT may vary. Contact the credit union directly to confirm qualification requirements.
Contact GALLATIN STEAM PLANT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. GALLATIN STEAM PLANT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GALLATIN STEAM PLANT has 633 members and a potential membership field of 1,000 people.
GALLATIN STEAM PLANT's net worth ratio is 17.77% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.8%, GALLATIN STEAM PLANT meets this threshold.
GALLATIN STEAM PLANT operates 1 branch location. The main office is located at 1499 Steam Plant Rd, Gallatin, TN 37066.
GALLATIN STEAM PLANT was established in 1956. It is a state-chartered credit union chartered under charter number 63868. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GALLATIN STEAM PLANT. All financial data is for informational purposes only.